Framed in a multimillion-dollar money-laundering scheme, upstanding investment banker Daryl Chase (Orlando Jones) suddenly finds himself running from the FBI - and swapping identities with loudmouthed, low-life petty thief Freddy Tiffany (Eddie Griffin). Then, as he dashes for the Mexican border in search of the one man who can clear his name, Daryl discovers his new alias is even more wanted than he is.