Smart, successful and sexy, Michael Dawson (Jamie Foxx) is a winner. But the Chicago businessman with a bright future and a beautiful fiancee (Nia Long) is having a very bad day. Michael's girlfriend dumps him in the desert; his sports car is jacked by a teenager; and worse, he is taken hostage in a stick-up at the local Sip & Zip. But it's a good thing that he's there, because without Michael's brawn and brain to save the day, the bungling, Keystone cops and halfwit thieves might get themselves into real trouble.