Ray Winkler (Woody Allen) is an ex-con with big dreams and an inability to hold down dishwashing jobs. His wife, Frenchy (Tracey Ullman), is a sardonic manicurist who reins Ray in, attempting to keep him grounded in reality. So when Ray comes to Frenchy with a half-baked plan to rob a bank, she's dead set against it: no way is she giving up their life savings so he can work with three dimwitted guys in a harebrained scheme. Yet Ray, with his neurotic charm, wins her over and even convinces her to run the front for their operation: a cookie store. Soon enough, their get-rich-quick scheme to rob a bank leaves them rolling in dough but not the kind they had in mind...