Dick (Jim Carrey) and Jane (Teá Leoni) are a typical suburban couple. They have a nice house in a development, she works as a travel agent to supplement his white-collar income, and their son's first language is Spanish thanks to spending so much time with nanny Blanca (Gloria Garayua). Things change in the blink of an eye when Dick is promoted to vice president of communications at Globodyne, where he has worked for years. His first order of business: to appear on a popular news show about business and money and lend his magic touch to news of Globodyne's earnings. But Dick doesn't know that Globodyne is about to tank, and in the midst of his interview the situation goes from bad to horrendous and he becomes the scapegoat. In the blink of an eye he is unemployed, his pension is bust, and he can't find a job to save his life. Their front lawn is even repossessed. To make matters worse, Jane quit her job as soon as Dick was promoted, their house has lost value, and their savings was in Globodyne stock.