The Best Way To Bet $100 On The Super Bowl

Written By Martin Derbyshire on January 31, 2022 - Last Updated on June 8, 2022
conservative sb $100 bets

Last year, the American Gaming Association estimated 23.2 million Americans were going to bet some $4.3 billion on Super Bowl LV. Even more, bet even more. So naturally, those estimates will go up for Super Bowl LVI on Feb. 13, 2022, at SoFi Stadium.

This year, it’s the Cincinnati Bengals taking on the Los Angeles Rams, and the one thing we can say for sure is that millions of Americans are going to bet billions of dollars on this Super Bowl.

If you’re one of them, just remember to bet on the Super Bowl responsibly. That means betting within your means or setting an affordable betting budget and sticking with it. Furthermore, it’s always a good idea to spread your action around to some low-risk betting options that offer modest returns but a better chance to win.

Most Americans can afford to lose $100 betting on the Super Bowl, so we’ll set our budget there. We offer no guarantee on any returns, as we blanked in 2021, betting most of it on the Chiefs instead of the Bucs, but here’s a look at our opinion on the best way to bet $100 on Super Bowl 56:

Best Super Bowl bets for your 100 bucks

The best way to bet $100 on the Super Bowl is to spread your money around on a small number of bets that offer reasonable payouts without massive risks. Plus, we recommend stacking these bets on one side or the other.

That means accepting that one of two things is going to happen in Super Bowl 56. Either the Bengals are going to shock the world and win the first Super Bowl in franchise history, or the more experienced Rams are going to get over the hump at home in the team’s second Super Bowl appearance over the past four seasons.

Pick one and stack your bets around that outcome. That way, you can diversify a little, spreading the risk out amongst multiple bets and enhancing your chances of winning at least something. In addition, by concentrating these bets around a single outcome, you set yourself up for a big payday if what you are predicting actually happens.

A great way to do this on a $100 budget is to bet:

  • $50 on the moneyline or spread
  • $30 in the Super Bowl MVP market; and
  • $20 on a couple of props

If you can afford to lose more than $100 or don’t want to bet even that much, just set a different budget. Then, bet 50% on the moneyline or spread, 30% in the Super Bowl MVP market, and the 20% leftover on props.

This pie chart illustrates one way to allocate your Super Bowl betting budget according to this formula:

conservative sb $100 bets


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Our Super Bowl 56 Stack

The Rams are the more experienced team, they’re playing the Super Bowl at home, and they are a team that went all in this year, adding a number of superstar-level players in an effort to win it all. The Bengals are a surprising team full of young upstarts who no one expected to get this far. In other words, the Rams are the obvious favorite, and we can’t recommend betting against them.

The Rams opened up as four-point favorites, but we like the -198 moneyline instead. Forget the points and start your stack by betting $50 on LA to win outright. This wager will return around $75 if the Rams can get it done as expected.

Next, if you like the Rams to win, you’ve got to like a Rams player to win Super Bowl MVP. Start with Rams QB Matthew Stafford, since a QB has won 30 Super Bowl MVP awards in 55 Super Bowls. However, since the odds are in your favor, Rams WR Cooper Kupp led the NFL in both receptions and receiving yards, and he continued to play like an MVP throughout the playoffs. You should bet on Kupp too.

Bet $15 on each, and you’ll be covered in the event either of the most likely players to be named MVP is named MVP. Yes, you’ll start out losing one of these $15 bets even if Stafford or Kupp win, but at +100 and +400 odds, either $30 or $75 payout will cover that.

Finally, look to allocate $20 to props. If you believe Kupp is an MVP possibility, you must believe he’s going to score. Go the safe route and bet $10 on Cooper Kupp to score a TD at -170. The small $15-plus payout will help your bottom line. However, you’ll be in line to win substantially more if you take a chance on Kupp being the first TD scorer in the game at +500. A $10 bet will set you up for a $60 payout.

For your last $10, go conservative if you took a chance on Kupp with your first prop and take a bit of a chance if you played it safe. That means betting on the Rams to score first at -135, a $10 bet that will return $17 or so. Or, betting on the Rams to dominate the game, winning both halves separately at +235. This bet will return $33-plus.

If it all works out as planned, you could end up turning your $100 into more than $200, doubling your money.

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Basic Super Bowl Bets (50%)

The three basic NFL outcome bets represent the easiest and most simple way to bet on the Super Bowl. Each pays out at somewhat reasonable odds and wins somewhere close to half the time. This is why we recommend you allocate as much as half your Super Bowl betting budget to one of these bets. This year, we like the Rams moneyline.

Here’s a look at how the three basic NFL outcome bets opened for Super Bowl LVI:

Los Angeles Rams-4 (-106)-198O 49.5 (-110)
Cincinnati Bengals+4 (-114)+166U 49.5 (-110)

The spread is about picking a winner with a number of points set by oddsmakers factored into the final score. The points serve to even out the odds between the teams, which is why the odds on each side are close to even and include just a small vig for sportsbooks to profit off of.

To determine the winner of these bets, deduct the points from the favorite or add them to the underdog. Winning bets pay at the odds as they were posted when you placed the bet.

For Super Bowl LVI, you can bet on the favorite Rams -4 at -106. If the Rams win by five or more points, you’ll earn $100 for every $106 you bet, plus you’ll get your bet back. You can also bet on the Bengals +4 at -114.  If the Bengals win or lose by three or less, you’ll earn $100 for every $114 you bet, plus you’ll get your bet back. Finally, if the Rams win by exactly four, it’s a push, and all bets are returned.

The moneyline is about picking the outright winner. There are no points to be added or deducted. The favorite has negative moneyline odds telling you how much you need to bet to win $100 and your bet back. The underdog will have positive moneyline odds telling you how much you can win for every $100 you bet.

For Super Bowl LVI, you can bet on the favorite Rams at -198. If the Rams win, you’ll earn $100 for every $198 you bet, plus you’ll get your bet back. You can also bet on the Bengals at +166.  If the Bengals win, you’ll earn $166 for every $100 you bet, plus you’ll get your bet back.

Finally, the total is about betting on the total final score and whether it will add up to more or less than a line set by oddsmakers. Totals bets are also booked at currently posted odds that include a small vig for sportsbooks to profit off of.

For Super Bowl LVI, you can bet on the Rams and Bengals combining to score over or under 49.5 points. Bet the over, and if the total is 50 or more, you’ll earn $100 for every $110 you bet, plus you’ll get your bet back. Bet the under, and If the total is 49 or less, you’ll earn $100 for every $110 you bet, plus you’ll get your bet back.

Super Bowl MVP Bets (30%)

Super Bowl MVP is always one of the most popular Super Bowl betting markets. That’s because there’s always a chance to make a decent profit in markets with no true odds-on favorite. This is why we like to allocate up to 30% of our Super Bowl betting budget to the Super Bowl MVP market.

Generally, we like the starting QB for the team we think will win. Most of the time, you can book a bet at decent odds even on this player. The starting QB for the winning team has won MVP in 30 of 55 Super Bowls.

Picking a team to win and betting on its starting QB in the Super Bowl MVP market is never a bad idea. However, you can get even better odds on other position players, so don’t be afraid to take a flyer on one.

Here’s a look at the top five lowest odds as the Super Bowl LVI MVP betting market opened:

  • Rams QB Matthew Stafford +100
  • Bengals QB Joe Burrow +210
  • Rams WR Cooper Kupp +400
  • Bengals WR Ja’Marr Chase +1100
  • Bengals RB Joe Mixon +2000

Super Bowl Prop Bets (20%)

Finally, we recommend using the last 20% of your Super Bowl betting budget on at least a couple of Super Bowl games or player props. Props are bets you can win, and they often pay relatively fair odds.

Which Super Bowl game and player props are the best ones to bet on? We like touchdown scorer props and first TD scorer props anytime, but the stats markets are often favorable as well. Do a little research, look at the matchups, and decide who is most likely to have a big game. Then, bet on them doing it.

Props are where we like to build betting stacks. We pick a Super Bowl winner and bet on that team’s players putting together the kind of stats that can win them the game. If it happens like we think it will, we win big. Plus, the props give us the chance to make a few bucks if the players we like perform well, even when our team doesn’t win.

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More Super Bowl props

Super Bowl props often ask yes or no questions like:

  • Will there be a defensive score?
  • Will there be overtime?
  • Will there be a kick return or punt return for a TD?
  • Will there be safety?

Others allow you to bet the over or under on certain stat lines, which may include:

  • First-half points
  • QB passing yards
  • RB rushing yards
  • Total TDs

Then, there are Super Bowl props focused on accomplishments and milestones, like:

  • Who will score the first TD
  • Who will score any TD
  • Total team TDs

Finally, there are combo props and prop parlays that allow you to combine two or more props to boost the odds and potential payout. Some of the more popular combos and parlays include:

  • Team win and QB Super Bowl MVP
  • Coin toss and game-winner

Games-outside-the-game props

Beyond the Super Bowl game or player props sits a number of other props focused on the spectacle surrounding the Super Bowl. These can be fun for serious fans, casual observers, and even people who have never experienced a Super Bowl before.

Where available, some of these pops include betting on the opening coin toss, the length of the National Anthem, different aspects of the halftime show, or even the color of Gatorade poured on the winning coach.

Where can you bet online on the Super Bowl?

Which online and mobile sportsbooks are up and running in your state depends on which state is yours. Here’s a state-by-state list of the top online sportsbooks:

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Online Super Bowl betting

The best way to bet your $100 on the Super Bowl is to do it online, from the comfort of your own home or wherever you are planning to watch the Super Bowl. It’s the easiest, most convenient, and fastest way to bet on the big game.

Complete online wagering is available in 21 states and Washington, DC. Plus, limited online betting is available in another seven states. Avoid the lineup at the ticket window and take advantage of all the online convenience betting offers you by following these three simple steps:

  1. Sign Up For An Account

First, sign up with any online and mobile sportsbook available in your state through our link to its website. Alternatively, you can download that sportsbook’s mobile app from the website and sign up via the app.

You will need to provide the sportsbook with some personal and account information, but it won’t amount to much more than your name and the last four digits of your Social Security Number. You may also need to input some kind of bonus or promo code to make sure you get the best bonus available. Don’t worry. PlayUSA has all that info for the best online sportsbooks in the country.

  1. Deposit Funds

Next, deposit funds in your account you can use to bet on the Super Bowl employing any of the available deposit methods that suit you. Most of the time, these will include:

  • Online banking
  • Third-party payment processors like PayPal
  • Credit Cards and Debit Cards
  • PayNearMe (Cash at 7-Eleven or CVS)
  • Cash at retail sportsbooks and casino partners
  1. Place Your Bets

As long as you’re inside a state where the sportsbook you signed up with is licensed, the next and final step is to browse through the available Super Bowl LVI betting markets. Simply click on a line you want to bet on, and a bet slip will be instantly created. Fill in the slip, add other bets, and place them all with another click.

Martin Derbyshire Avatar
Written by
Martin Derbyshire

Martin Derbyshire has more than ten years of experience reporting on the poker, online gambling, and land-based casino industries for a variety of publications including Bluff Magazine, PokerNews, and PokerListings. He has traveled extensively, attending tournaments and interviewing major players in the gambling world.

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