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Michigan Lags on Gambling Protections as Online Betting Surges

As gaming continues to grow in Michigan, some experts say the state is not properly funding programs to help those with gambling problems
Funding for problem gambling is lacking in Michigan.
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Ian St. Clair Avatar
2 mins read
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State of Play’s TL;DR

  • Michigan’s online betting boom has outpaced its consumer protections, leaving the state with limited addiction funding and a failing grade from researchers.
  • Despite heavy revenue from online gaming, only a sliver of dollars funds treatment and prevention, raising risks for bettors across the state.

Michigan’s online gambling market exploded in recent years, generating $624.6 million in online casino gaming receipts last year and $3.8 billion in total wagering in 2025 (including $671.3 million in online sports betting).

The state collected roughly $27.1 million in sports betting taxes and fees, while allocating just $9.5 million to gambling addiction services this year.

The Center for Addiction Science, Policy, and Research (CASPR) graded Michigan an F- – ranking it 49th out of 52 – citing weak protections that allow platforms to continue offering bets to customers showing signs of problem gambling.

Regulators have added tools like the Responsible Gaming Database and the Detroit Disassociated Persons List, and self-exclusion sign-ups have climbed (78 in 2021 to 1,644 in 2025).

Still, advocates say the state lacks key guardrails such as credit card bans, mandatory “cool-off” limits, and other responsible gambling resources.

Tighter rules should accompany more treatment money

For Michigan bettors, the practical takeaway is increased exposure to financial harm. State helplines and counseling are available, but demand is growing. Bankruptcy attorneys and counselors report more clients tied to online wagering losses, and the state’s modest treatment budget limits capacity.

Operators currently face mixed pressure. Several major sportsbooks (DraftKings, FanDuel, BetMGM) moved to curb credit card payments voluntarily, responding to public concern and CASPR recommendations. That shift can reduce one source of runaway losses, but Michigan’s permissive rules still let apps market aggressively and offer personalized bets.

Proposed legislation from Sen. Erika Geiss would restrict targeted ads to those under 21 and tighten marketing rules. CASPR has urged a ban on credit card use and mandatory cool-off periods after steep short-term losses.

For operators, tighter rules could mean lower short-term handle or marketing changes, but regulators and the public are increasingly prioritizing consumer protections over revenue growth.

Based on reporting by Miles MacClure for Bridge Michigan.

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Ian St. Clair

Content Lead

Ian St. Clair is a lover of words, vocal or written. Naturally, that makes Ian a great communicator and leader. Ian is curious and driven, always looking to improve, and always welcomes a challenge. Ian is authentic, possesses high-level emotional intelligence, and knows just when to crack a joke. A University of Northern Colorado graduate, Ian is now an expert in the US online gambling field, where he's been for over 5 years. Ian also has over a decade of journalism experience covering college and professional athletics, as well as the symphony and theater. Ian's a lover of history, news, and bacon. Oh, and tacos.

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