Best Online Bank Transfer Casinos in

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The best online casinos offer a wide range of secure deposit and payment options. They include credit cards, debit cards, online banking, PayPal, Venmo, prepaid cards, and various other methods. This page will break down the key deposit options at your disposal, and we will discuss their key strengths and weaknesses. Read on to discover a payment method that suits you.

Apple Pay Logo

Apple Pay

Apple Pay is a mobile payment service that replaces physical cards and cash. It is only available to iOS users, and it is supported on iPhonesiPadsMacs, and Apple Watches. You can add your credit cards, debit cards, or prepaid cards to the Apple Pay wallet on your iPhone and use it to make secure deposits on Apple Pay casinos.

Apple designed this digital wallet to be safer, simpler, and more private than alternative payment methods. It is now available at several real money casino apps on iOS devices. Apple Pay offers Face ID or Touch ID for secure authentication, while a built-in near-field communication chip keeps your data private.

Cash at Casino Cage

Cash at Cage

Most online casinos welcome cash payments at the casino cage. In states such as New Jersey and Michigan, an online casino needs to tie up a market access deal with a land-based casino, allowing it to operate legally on that venue’s master license. You can often visit that land-based casino to make a deposit.

In some instances, the link is obvious. For example, head to Caesars Atlantic City to fund your Caesars Palace online casino account. In other cases, you’ll need to visit the online casino’s payment page to discover its brick-and-mortar casino partner. For example, you can use Resorts Casino in Atlantic City to fund a DraftKings Casino NJ account.

Credit Card Payment Options

Credit Cards

Credit cards are accepted at all the leading online casinos in the United States. Some states forbid the use of credit cards to fund online sports betting accounts, but all of the states with legal online credit card casinos.

You can use Visa and MasterCard at every licensed online casino on the market. Most accept Discover, too. You may occasionally find that American Express is available, but that is rare. Just select one of the cards, choose a deposit amount, enter your details, and click to confirm the transaction.

Debit Card Options

Debit cards

All online casinos accept debit card payments too. Debit cards are linked to your bank account, and you can use them to spend your money. That separates them from credit cards, which allow you to borrow money and repay it at a later date.

The most commonly available debit cards are powered by Visa and MasterCard. Once again, you simply need to enter your details and confirm the transaction to make an instant deposit via a debit card casinos.



e-check / VIP Preferred

An e-check is simply a digital version of a paper check. It uses the Automated Clearing House (ACH) to transfer funds from your checking account to an online casino’s bank account. The payment contains the same information as a paper check—checking account number, bank routing number, and payment amount—but it is all handled electronically, making it far quicker, easier, and more cost-effective.

E-check payments require a payment processor. That can be a bank or a company such as Square or PayPal. The most common processor for the online gambling market is VIP Preferred, as it specializes in online casino and sportsbook payments.

Gift Card Options

Gift cards

Some online casinos will accept payments via gift cards. That can be a standard gift card backed by a card issuer—Visa, MasterCard, American Express, or Discover—or it can be a branded gift card sold by the operator.

For example, you can buy $25 or $50 DraftKings gift cards for friends and family. The recipient simply needs to enter the card number on the DraftKings deposit page, and the funds will be transferred immediately to the online casino account.

A service called Game On also offers this option at six major gift cards casinos: DraftKings, FanDuel, BetMGMHard Rock BetParx Casino, and BetRivers. These gift cards can be worth up to $400.

Online Banking

Online banking

You can use this option to make an online casino deposit account directly from your online bank account. Just enter your deposit amount and then select your bank from the list. The online banking casino will then redirect you to your online banking gateway, where you will need to log in and confirm the payment. It will redirect you to the online casino, and the deposit will show up immediately.

Some online casinos also include a separate option for “Instant Banking.” This refers to an ACH payment that facilitates direct payments from your bank account, and it may be listed as an alternative to a standard online bank transfer or a VIP Preferred e-check.

PayPal Payments


PayPal is one of the most convenient ways to fund an online casino account. You do not need to enter any card details on a web form. Simply enter your PayPal address—typically your email address—and confirm that you would like to make the payment.

You will be redirected to the PayPal site or app, and you can quickly log in and confirm the transaction. The funds will then arrive instantly. PayPal casinos are often one of the fastest and easiest withdrawal methods, too.


Play+ Banking OptionsPlay+

Most online casinos offer branded Play+ cards. These are prepaid cards that allow you to make instant deposits and rapid withdrawals at Play+ casinos. Just sign up for an casino’s Play+ card and fund it from your bank account. You can then use it to make deposits at any time.

Players can then make a Play+ withdrawal, and the funds will be reflected in their account balance. You can use the card at any ATM that accepts Discover or at many retail stores. Alternatively, you can transfer the funds back to your bank account at any time.

Venmo Banking Options


Venmo is another popular digital wallet owned by PayPal. It is similar to PayPal in many ways, as they both offer free payments from linked bank accounts and charge comparable fees for payments from a credit card.

PayPal has traditionally been used by businesses, whereas Venmo specializes in peer-to-peer payments. However, you can find many Venmo online casinos, too. Skrill is occasionally available in New Jersey, but PayPal and Venmo are the two most common digital wallets at online casinos.

Wire Transfer Logo

Wire transfer

A wire transfer is a useful deposit option for players who want to make large payments. It transfers funds electronically from one bank account to another via a global network that is administered by banks and transfer service agencies.

This method typically comes with a high minimum deposit limit at online casinos. For example, the minimum deposit you can make via a wire transfer at FanDuel Casino is $2,000, compared to just $10 for most alternative methods. However, wire transfers generally have the highest upper limits, too, so this method is popular among high rollers.

How to deposit to an online casino

It is easy to make a deposit at an online casino. Just follow these steps.

  1. Visit the account section of the online casino and select “Deposit.”
  2. Enter the amount you would like to deposit and choose one of the methods provided. Most online casinos have a minimum deposit of $10.
  3. Provide your payment details and then click or tap the screen to confirm the transaction.
  4. The funds will arrive instantly and be reflected in your account balance.

How to withdraw winnings from an online casino

The withdrawal process is very similar. Your withdrawal will be processed using the last method you made as a deposit.

  1. Return to the “My Account” section or the cashier section and select “Withdraw.”
  2. Choose one of the options available to you.
  3. Type in the amount you would like to withdraw and confirm the request.
  4. Some online casinos offer automated payout systems, so your request may be approved automatically. Yet most casinos require manual approval, and processing times can vary from one site to the next.
  5. When your withdrawal request is approved, the funds will be released. They will show up in your account rapidly if you go for a method like PayPal, Venmo, or Play+, but funds processed via bank transfers and other methods can take a few business days to appear in your account.

Fees, KYC, and tax forms

Most US accepted online casinos do not charge fees for deposits or withdrawals. However, a fee may be charged on wire transfers. Some methods come with associated fees, too. For example, PayNearMe often charges fees for its service. The fee can range from $1.99 to $3.99 per transaction if you want to make a cash payment at a local store, such as CVS or 7-Eleven. Meanwhile, Play+ payments are free, but it charges a $2 fee for ATM withdrawals or e-check transfers to your bank account.

You will need to be verified before you can make payments at an online casino. Some operators may be able to verify you automatically using the details you entered on the sign-up form. However, you may need to supply additional documents to complete Know Your Customer (KYC) checks. If so, a scan of your driver’s license and a recent household bill should suffice.

Any gambling profits are deemed to be taxable income. You will need to pay federal and state taxes, but only if you end the year in profit from all gambling activities. Losses can be deducted from wins for tax purposes, so you will only face liabilities if you end the year in the black. If you win $1,200 or more from online slots, an online casino should send you a Form W-2G, and a corresponding copy is sent to the IRS, ensuring it has a record of your larger wins. It is helpful to maintain a record of wins and losses, as that will make it easier to compile your tax returns.


Most online casino players find that PayPal is the easiest deposit method. It does not require you to enter any card details, making it a quick and convenient option. Venmo and Play+ are similarly easy for deposits.

PayPal and instant withdrawals are the easiest withdrawal methods at online casinos. Both options are quick and secure, which makes it popular among online casino players.

You do not need a credit card to deposit at an online casino. There are lots of alternative methods, including debit cards, online banking, an e-check, a prepaid card, PayPal, Venmo, Skrill, a wire transfer, cash at the cage, or PayNearMe.

Your winnings will immediately be reflected in your account balance when playing online casino games. You can then withdraw them via several methods, including Play+, PayPal, Venmo, a bank transfer, an e-check, a debit card payment, a bank wire, or cash at the cage. However, some methods will only be available if you have used them for a recent deposit.

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