Real Money Blackjack Online

Those searching for an in-depth look at playing real money blackjack online across the USA have come to the right place. The following is a comprehensive real-money blackjack guide, including everything you need to know about online blackjack and live dealer casinos with versions of 21.

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Best real money blackjack sites

Many legal online casino apps offer real money blackjack in the USA. You won’t have any trouble finding a blackjack game in states with regulated internet gambling. However, certain casinos stand out over others when it comes to blackjack. The following casinos excel in terms of bonuses, available games, live dealer games and low house edges.

Golden Nugget Blackjack

Golden Nugget Casino in Michigan

In terms of real money blackjack, Golden Nugget Casino features plenty of games. It currently offers 22 online blackjack games in New Jersey and 19 in Michigan. They also have multiple live dealer blackjack variants, including classic, high limit and unlimited. The bonus clearing requirement is not the best for blackjack, but the low house edge and blackjack variations make it our top pick.

Popular online blackjack variants at Golden Nugget:

  • Blackjack Single Hand — Played with a single deck, rather than the more-common six or eight decks.
  • Blazing 7s Blackjack — Pays bonuses and jackpots based on how many 7s you hold.
  • Live Unlimited Blackjack — Allows an unlimited number of players to bet at a live table.

Golden Nugget’s blackjack bonus

The Golden Nugget $10 no deposit bonus has a 20x wagering requirement. Blackjack and other table games contribute 25% toward meeting that requirement. So if you play blackjack exclusively, it’ll essentially be an 80x wagering requirement. That is a lot, but with such a low house edge it is not impossible.

The 100% deposit match up to $1,500 carries a 10x wagering requirement on the deposit plus the bonus. Blackjack also contributes 25% toward this requirement. Therefore, you must satisfy a 40x rollover if you play only blackjack. If you deposit $100 and receive $100 in bonus funds, for example, you’d have to wager $8,000 on blackjack before being able to cash out.

Golden Nugget Casino bonus code: PLAYBONUS

Golden Nugget Casino legal states: MI & NJ

Caesars Casino Blackjack

Caesars Casino’s real money blackjack offering is one of the few online to rival Golden Nugget when it comes to game selection. Its blackjack library reflects this fact, with over 20 variations available in New Jersey. It offers nearly the same in Michigan and Pennsylvania, while the West Virginia selection is steadily growing. This online casino also provides a couple of live dealer blackjack variations. You can play from your phone via the Caesars app.

Popular online blackjack games at Caesars:

  • Blackjack Xchange — “Buy” and “sell” cards to trade your way up to winning hands.
  • Poker & Pairs Blackjack — Features the poker and pairs side bets, with the ultimate payout being 100:1 for a suited three-of-a-kind.
  • Zappit — Your first two cards swap out for two new cards if they’re between a hard 15 and 18.

Caesars blackjack bonus

Caesars features a 100% deposit match bonus up to $200.

The normal wagering requirement on the Caesars online bonus is 5x if you play slots. However, blackjack variations require 25x. Assuming you deposit $100 under this deal, you’d need to wager $2,500 before being able to cash out. Again, with the low house edge the blackjack games offer, it is doable. This is also the lowest bonus clearing requirement out of all the real money blackjack apps on this page.

Caesars Casino bonus code: FREECZR

Legal states: MI, NJ, PA & WV

BetMGM Casino Blackjack

BetMGM Casino

There is also a good selection of blackjack games at BetMGM Casino, which also features 400 to 500 online casino games depending on what state you live in. The BetMGM live dealer casino has a couple of unlimited blackjack variations.

Notable BetMGM blackjack games:

  • Blackjack First Person — Offers a realistic first-person view of a virtual blackjack game.
  • Blackjack Millionaire Pro — Lets you place a side bet that, under perfect circumstances, can deliver up to $1 million.
  • New York Jets Blackjack — Takes place in a virtual New York Jets luxury box.

BetMGM blackjack bonus

BetMGM offers both a $25 no deposit welcome bonus and a 100% deposit match up to $1,000. The no deposit bonus has a 1x wagering requirement, and the deposit bonus is at 15x.

Blackjack, however, only contributes 10% toward meeting the requirement. In other words, if you deposit $100, you’d have to wager $15,000 if you’re playing blackjack exclusively (15 x 100 x 10). And the no deposit bonus would require $250 in wagers. If you plan to play blackjack, you will have a better chance at clearing the bonus at Caesars instead.

BetMGM Casino bonus code: PLAYNJFREE

BetMGM legal states: MI, NJ, PA & WV

DraftKings Casino Blackjack

DraftKings Casino in MichiganThere are two dozen blackjack games in DraftKings Casino’s biggest states — the most of any online casino on this list. This includes everything from live dealer blackjack to sports-themed variations.

Popular blackjack variants at DraftKings:

  • DraftKings Blackjack (Jackpot) — Make a $5 side bet to play for a $5,000 jackpot.
  • DraftKings Retro Blackjack — Offers an ’80s-style arcade setting.
  • Touchdown Blackjack (Jackpot) — Provides a football-themed background and a $5K jackpot.

DraftKings blackjack bonus

The $60 DraftKings no deposit bonus is the biggest in the legal US market. It normally has a 1x wagering requirement, but blackjack only contributes 20% to this amount. Therefore, you’ll need to satisfy a 5x requirement if you play blackjack.

DraftKings also offers a 100% deposit match up to $2,000. However, the DraftKings welcome bonus carries a high playthrough requirement at 30x (15x the bonus plus the deposit). With blackjack contributing 20% to this figure, you’ll need to satisfy what amounts to a 150x wagering requirement if you play blackjack. If you deposit $100, for instance, you’d have to wager $15,000 on blackjack games before cashing out. If you are after that bonus money, there are better options for blackjack players.

DraftKings Casino promo code: None - Use Links

DraftKings legal states: MI, NJ, PA & WV

FanDuel Casino Blackjack

fanduel casinoFor real money blackjack, FanDuel Casino offers eight variations in the bigger states. Their mobile app is one of the best, as they have been refining it for years already.

Notable FanDuel blackjack games:

  • Blazing 7s Blackjack
  • NetEnt Blackjack
  • Zappit

Blackjack house edge

Poker & Pairs is the most favorable blackjack game here, with a 0.34% house edge. NetEnt Blackjack checks into second place with a 0.41% house advantage.

FanDuel blackjack bonus

FanDuel has a distinct “risk-free day” bonus for up to $1,000. It pays back 100% of your net losses that come within your first 24 hours after depositing. You need to meet a 1x wagering requirement before cashing out any loss credits you receive.

FanDuel notes that both slots and table games qualify for this risk-free promo. Therefore, you can play blackjack to meet the requirement.

FanDuel Casino promo code: None - Use Links

FanDuel Casino legal states: CT, MI, NJ, PA & WV

Playing real money blackjack online

Sugarhouse Live Dealer CasinoThere are three real and truly identifiable advantages to playing blackjack online rather than at a local casino.

The obvious first one is convenience. You can play blackjack online from your living room sofa. There’s no need to travel anywhere. Even if there were a casino across the street from your home, playing online blackjack at home would be the more convenient option.

Next is the cost. By claiming one of the bonuses available at new online casinos, you can potentially play blackjack for free and possibly build a bankroll out of thin air that allows you to continue playing. Plus, you can’t win every time you play, so you’re going to want to limit your losses when things don’t work out as planned. Online blackjack games have much lower limits, which can help out with that.

Finally, there’s the experience. While you can have new experiences playing the electronic online version of blackjack, you can also have the same blackjack experience you find in a casino playing from wherever you are with access to the internet.

That’s because live dealer blackjack delivers that experience to you, combining the best aspects of live casino blackjack and online blackjack together. In fact, it may even be a better version of the live game, since the online betting interface promises quicker and more accurate payouts in what is essentially the same game.

What should I look for in an online blackjack casino?

Not all the online casinos that offer blackjack are the same. If blackjack is your game and the primary reason you’re looking to sign up at an online casino, you should look for one that truly caters to what you’re looking for.

Try using the following criteria and questions to help you choose:

  • Blackjack variations: The more the merrier, and the lower the house edge the better.
  • Bonuses and promotions: Every online casino has bonuses, but how low are the wagering requirements and does blackjack count 25% or more toward meeting them?
  • Mobile games/apps: Every online casino has an app, but how many mobile blackjack variations do the apps have?
  • Live dealer games: Are there live dealer blackjack games so I can play live blackjack online?
  • Legal and regulated: Is this online casino in a state where online casinos are legal and I can turn to state regulators for help if something goes wrong? Is my money safe, or could this illegal offshore operation fold up overnight and take my cash with it?
  • Customer support: Does this online casino have 24-hour phone or online support, or will I have to deal with a bunch of unanswered emails if I have a problem?

Free blackjack vs. real blackjack

There are all kinds of free-to-play casino-style games available on the internet and through various social media outlets. Plus, you can play demo versions of the online blackjack games at most legal online casinos across the US.

Free online blackjack can be a great learning tool, allowing you to test different betting patterns and blackjack strategies until you find the ones that work. There’s an optimum decision to make in every blackjack situation that leads to maximum chances to win, and free-to-play blackjack can help you perfect this style without risking any of your own money.

Unfortunately, with no risk comes no reward. In other words, play-money is the only kind of money you’ll ever win with play-money blackjack.

Fortunately, there sometimes is one way to win real money by playing online blackjack for free. That’s using any no deposit bonus money that online casinos may provide when you create an account.

As we said above, there will be some wagering requirements you’ll need to meet. Clearing these playing blackjack can be tough, but it will most definitely allow you to play blackjack for free and could help you turn nothing into something substantial.

Blackjack variations

Different blackjack games have different rules, and many of these rules have a major impact on the house edge.

Things like the number of decks in the shoe, what blackjack pays and the dealer rule for hitting or standing on a soft 17 all have an impact on how player-friendly a particular blackjack game is. As do the rules for doubling down, splitting and surrendering. Each can push the house edge up or down by up to 1.4%.

What that means is you should steer clear of blackjack games with house-friendly rules like the following:

  • Blackjack pays 6:5.
  • Dealer hitting on soft 17.
  • No doubling after splitting.
  • Doubling down on certain hands only.
  • No surrender.
  • No re-splitting aces.

Here’s a look at some of the rules for a group of the most popular online blackjack variations you’ll find in online casino apps:

VariationHouse EdgeImpactful Rules
Single Deck Blackjack0.26%One-deck shoe. Dealer stands on soft 17.
Atlantic City Blackjack0.36%Dealer stands on soft 17. Double down on any two cards. Split 10, J, Q or K up to three times. Late surrender.
Vegas Strip Blackjack0.36%Four-deck shoe. Dealer stands on soft 17. Double down on any two cards. Split 10, J, Q or K up to three times.
Vegas Downtown Blackjack0.39%Two-deck shoe. Dealer hits on soft 17. Double down on any two cards. Split pairs.
Vegas Blackjack0.40%Dealer stands on soft 17. Double down on any two cards. Split 10, J, Q or K only once.
PGCB Blackjack0.40%Dealer stands on soft 17. Blackjack pays 3:2. Double down on any two cards. Surrender.

Live dealer blackjack at online casinos

The online casinos in Michigan, New Jersey and Pennsylvania have brought together the best of both the live casino and online casino blackjack worlds for live dealer online blackjack games. It’s real dealers using real cards on real tables in front of cameras inside a real-life casino studio. Then, the online casinos broadcast the games live, and you can bet online.

It really is a live and online blackjack hybrid that involves the best aspects of both games: The speed and accuracy of online wagering and the trustworthiness and transparency of real people using real casino equipment in a live casino.

Live dealer blackjack is a little more social as well, allowing you to chat with the dealer and other players. The popularity of live dealer blackjack continues to grow, alongside the list of online casinos offering the games.

FanDuel Casino Mobile app

Online casino bonuses and blackjack

Whether it’s bonus money that online casinos give you just for signing up, or a percentage match of your first deposit, most of the bonuses at legal online casinos across the US will have some kind of clearing requirements.

That means you can’t just take the money and run. You have to stick around and gamble with it. In fact, most wagering requirements force you to gamble with the bonus funds multiple times. Of course, once you meet the wagering requirement, anything you win or have left is yours to do with as you wish.

The easiest way to clear these wagering requirements is almost always slots. In fact, most of the time, wagers on blackjack or other table games count somewhere between 10% and 25% toward clearing the requirements, if at all.

That means that while it’s not impossible to clear a typical wagering requirement playing blackjack, it almost always takes a lot more wagering than it would with slots. Potentially up to 10 times as much wagering. The low-house-edge nature of blackjack is the obvious reason why.

How do you combat this? The first thing to do is look for bonuses with low wagering requirements. Then, try to find bonuses, like the one from Caesars, where blackjack counts 25% or more toward meeting them.

Find either, and you should obviously pounce on it, but at the same time, don’t be afraid to try to clear any bonus playing blackjack. The low-house-edge nature of the game still makes it possible to clear even the toughest of wagering requirements.

Real money blackjack FAQ

Which online casino has the best blackjack games?

With well into two digits of blackjack games available, BetMGM in New Jersey really is the best online casino for blackjack in the US. Titles that you may find:

  • BetMGM Blackjack Pro
  • BetMGM Blackjack Pro SP
  • Blackjack Fortune Spinner Pro
  • BJ Fortune Spinner Mobile
  • Blackjack Fortune Spinner
  • Blackjack Pro
  • Blackjack Pro Mobile
  • Borgata Blackjack Pro
  • Borgata Blackjack Pro Mobile
  • Perfect Blackjack Pro
  • Premium Blackjack Pro
  • Mini Blackjack Poker
  • Blackjack Mini
  • PartyCasino Blackjack Pro
  • First Person Blackjack
  • Blackjack
  • Blackjack Xchange
  • Multi-Hand Blackjack
  • Multi-Hand Blackjack Pro

Which blackjack game offers the lowest house edge?

With the correct strategy, Single-Deck Blackjack has the best blackjack odds of any casino game in the country. Not just blackjack, but all casino games. The house edge is a paltry 0.26%. Using just one deck instead of six or eight is the difference-maker, but the dealer standing on soft 17 helps, too.

Is Three Card Poker better than blackjack?

Three Card Poker is a bit of a blackjack alternative. It’s you against the dealer in an effort to try to make the better three-card poker hand. Unfortunately, the 3.07% house edge makes it a pretty poor alternative to the many blackjack variants that boast less than a 1% house edge. Three Card Poker can be fun, but you’ve got a better chance of winning by playing blackjack.

Is online blackjack rigged?

No, online blackjack isn’t rigged provided you play at a legitimate online casino. State licensed online casinos must rigorously test every game for fairness. Online blackjack uses a computerized random number generator to determine the outcome of each hand, and state regulators test these, too.

The truth is that online blackjack games have a house edge, which means online casinos are going to make money off you playing over the long haul. Since you’re basically giving them your money by playing, they have no reason to try to steal it.

Can blackjack be beaten?

Theoretically, no. However, the low house edge means you’re going to lose less playing blackjack over the long term than you would playing most other casino games.

Of course, you can get lucky in the short term and beat the game. Or you could play perfectly and potentially take advantage of various bonuses, promotions and even dealer mistakes to beat the game. In live casinos, some players attempt to count cards to gain an edge.

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