Best US Online Casinos

If you’re looking for online casinos accepting US players, you’re in luck. PlayUSA.com provides reviews of the top-rated casinos and features some of the most popular real money casino games.

Legal US online casinos have launched in Delaware, Michigan, New Jersey, Pennsylvania, and West Virginia and could be coming to your state next. Plus, Sweepstakes Casinos are available all across the country.

You start by downloading one of the top casinos below and choosing from 100’s of games, including online slots, blackjack, video poker and live dealer games. Each of the casinos below provides new player bonuses, with no deposit offers, welcome bonus or free spins promos.

Our real money casino guide includes everything you need to find the right online casino for you.

Top Rated Real Money Casinos 2021

Rank
Casino
Bonus
Features
Play
1
Visit Chumba Casino
$30 Gold Coin PACKAGE FOR $10
+ Bonus 2 Sweeps Coins Free On Signup
US Players Accepted 
Daily FREE Sweeps Coins Just For Logging In
Redeemable For Cash Prizes
3
Visit Funzpoints Casino
$22.50 FREE
New Player Welcome Bonus
US Players Accepted
$2.50 in Premium Funzpoints at Sign Up
+ Up to $20 Free With Your First Deposit

Best real money US online casinos

Legal and licensed real money online casinos are available in Delaware, Michigan, New Jersey, Pennsylvania, and West Virginia. Most give you the chance to play your favorite online slots, video poker, and electronic table games like blackjack and roulette. However, the following casinos are rank among the top 5 online casinos in the US:

  • DraftKings Casino – Great Welcome Bonus and a continually growing list of online slots and casino games
  • BetMGM Casino – Secure and easy banking, great promos, and online casino games from the best software providers in the business
  • Golden Nugget Casino – The most popular online casino brand in the country thanks to its huge list of games
  • FanDuel Casino – Growing list of games from top developers and exclusive game titles you won’t be able to find anywhere else
  • Caesars Casino – Top name in US casino gaming allows you to earn valuable Caesars Rewards points online

The federal government has left it up to individual states to decide if they want legal online casino gambling. Legal and licensed real money casinos are likely coming to Connecticut next, with Indiana and Illinois having some discussions around regulating as well.

For everyone else, the only legit casino option you have is playing at a sweepstakes casino site, where you can still play online slots, blackjack, roulette and video poker.

Sweepstakes casinos accepting US players

Sweepstakes casinos like Chumba Casino, Luckyland Slots, and Funzpoints let you play all kinds of casino games online no matter where you are inside the US. That’s because they operate under US sweepstakes laws, and like any sweepstakes contest, there is no purchase necessary to play.

There are just a few small differences between the games these sweepstakes casinos and online casinos offer. US online casinos offer many of the same games you find at land-based casinos across the US. Sweepstakes online casinos offer their own exclusive versions of these games that are quite similar, but not exactly the same. Branding is the only true difference.

The real difference between sweepstakes casinos and online casinos is in how you get in these games and what you might win. With online casinos, you register for an account, deposit money into it and gamble with that money. Any money you win playing games is added to your account directly and you can use it to play more games or withdraw it. With sweepstakes casinos, you also register for an account. But instead of making a deposit, you purchase one type of currency that has no monetary value and win another that does. You can also win more of this currency through contests or get it free through the mail. Then, you can play online slots and casino games that are similar to your favorites where you stand to win even more of this currency as prizes.

Chumba Casino

Chumba Casino Review

Luckyland Slots

Luckyland Slots Review

FunzPoints Casino

FunzPoints Casino Review

Online casino bonuses and welcome offers

Almost all US online casinos provide you with free cash simply for signing up for an account with them. These no deposit casino bonuses usually involve small amounts ($2-$20, typically). There are usually some terms and conditions. Here are some of the things you should look for when comparing no deposit casino bonuses:

  • Look for deals with the smallest playthrough, aka wagering requirement.
  • Check whether you can withdraw the free cash or whether it is only for play (with the winnings withdrawable).
  • See if there is a cap on the amount you can win.

Best welcome bonus offers for real money casino players

CasinoLegal StatesBonus OfferPlay Now!
DraftKings CasinoMI, NJ, PA & WV$1,500Play Now!
BetMGM CasinoMI, NJ, PA & WV$1,000Play Now!
FanDuel CasinoPA, MI & WV$1,000Play Now!
Golden Nugget CasinoNJ & MI$1,500Play Now!
Chumba CasinoAll Except WA2 Free SweepsPlay Now!
Luckyland SlotsAll Except WA10 Free SweepsPlay Now!
Funzpoints CasinoAll Except WA$2.50 FreePlay Now!
bSpot CasinoAll Except WA$10 Deposit BonusPlay Now!

Risk Free Bonus – This type of bonus pays you back for any losses you may incur during a certain time period.

No Deposit Bonus – Just like the name suggests, this type of bonus offers you free money to gamble with and you don’t have to make a deposit with the online casino to get it. That said, there are normally some wagering requirements attached, meaning you have to gamble with the money and can only withdraw your winnings after the wagering requirements are met.

Reload Bonus – This type of bonus offers you free money to gamble with when you make a new deposit with an online casino. It’s often a specific percentage match of your deposit up to a certain limit and there are normally some wagering requirements attached.

Free Spins Bonus – Just like the name suggests, this type of bonus offers you free spins on certain online slots. Anything you win with these free spins is usually yours to keep.

Loyalty Bonus – This type of bonus offers you free money to gamble with based on your volume of play. It’s often a certain percentage of how much you’re gambling regularly and there are limits and wagering requirements attached to the bonus money.

Best casino games to win real money

Online slots are far and away the most popular real money games at any online casino. Blackjack comes a close second. However, the action at online casinos hardly stops there. Online casinos have multiple games available for you to choose from with bets ranging from 0.01 up to a few hundred dollars.

This list outlines the most popular real money casino games followed by a detailed summary of how each casino game works:

  • Slots
  • Blackjack
  • Craps
  • Roulette
  • Live Dealer Casino Games
  • Video Poker
  • Scratch-offs
  • Casino poker

Slots

You’ll find 1000’s of online slots featuring wild symbols, scatters, and bonus games. Themes range from classics like Zeus and Texas Tea to television and movie tie-ins. If you are used to Vegas casino slots, you’ll recognize many of the online titles.

Vegas slots

You’ll have no problem finding your favorite Vegas-style slot game online. Most of the online casinos accepting US players offer games from IGT, Konami and Scientific Gaming.

Blackjack

Blackjack is the single most popular card game at online casinos. Now, you can play real money blackjack with live dealers (see below) as well as against the casino software.

Roulette

Roulette is another popular choice which is now available with live dealers. Roulette tables at regulated online casinos are mostly the double zero version with a single and double green zero slot.

Video Poker

Video poker still has a big fanbase. Some popular variations join the standards like Jacks or Better and Deuces Wild. You can enjoy bonus poker and variants of that as well as multi-hand games.

Craps

Compared to the other popular casino table games, craps is limited to regulated real money casinos. Online craps can be a great way of getting to know the different bets before you hit a game in a live casino.

Live dealers

Live dealer casino gaming is the fastest-growing segment in online casino gaming. The concept is simple. It’s real casino games played live in studios with real croupiers dealing the cards and spinning the roulette wheels.

Scratch-offs

Online scratch-offs are a hybrid between online slots and the traditional scratch-off cards you may have been buying at lottery retailers for decades. The games are mostly about revealing game-play areas to find matching symbols that equal a specific prize.

Casino poker

Texas Hold’em, the most popular form of traditional peer-to-peer poker, has been turned into a casino table game and online casinos have brought the action online. It’s you versus the dealer, instead of other players, in games like Casino Hold’em and Texas Hold’em Bonus.

Related real money casino guides

More on the ins and outs of US online casinos can be found on the following pages:

Mobile casinos

Here’s where you’ll find everything you need to know about the mobile casino apps available throughout the US. This includes how to download on iOS and Android and bonus offers.

New online casinos

Here’s where you’ll find everything you need to know about the latest online casinos to hit the market in various legal jurisdictions. This includes the newest casinos, most recent games and more.

Small deposit casinos

Here’s where you’ll find everything you need to know about winning a lot for just a little and how small your deposit can be at various US online casinos. Our guide walks you through casinos accepting $5-$20 deposits.

How to make a real money deposit

If you want to play online casino games for real money with any of the casinos accepting US players, you’ve got to deposit some cash into it. The good news is that the legitimate US online casinos have gone to great lengths to make all of this a safe, secure, and simple process.

When you’re ready to make a deposit, just login to your account and click on the cashier tab on the online casino website or its mobile app. There, you’ll find a variety of deposit methods you can choose from, including everything from online banking and third-party payment processors, to credit and debit cards, and cash at various retail locations and affiliated land-based casinos. Simply choose one by clicking on it. Then, fill in the amount you wish to deposit, plus all required account and payment information, and follow the prompts. For most deposit methods, the funds will be available almost instantly. 

PayPal

PayPal

PayNearMe

PayNearMe

Mastercard

Credit & Prepaid Cards

eCheck

ACH / e-Check

How to choose an online casino

Choosing the online casino that’s right for you may require a bit of research. Here’s a list of the things you should be looking at when doing that research:

  • Bonus offers: The bigger the better. However, you might also want to look at how easy the wagering requirements are to clear and whether you’re looking at a no-deposit bonus, deposit match bonus, or some combination of both
  • Safe and secure: Make sure your money and personal information are protected.
  • Payout speed: The faster the better. However, you might also want to look at how withdrawals are paid and what alternative methods are available.
  • Mobile games: Mobile casino apps are generally truncated versions of what’s available on desktops. That means fewer games. Find out how many fewer and whether the games you really want to play are available on the mobile app.
  • Payment options: The more the merrier. Just make sure there are enough alternatives that work for you so you’re payments are processed quickly.

How we review online casinos

We review online casinos across the country to help you choose the ones that are right for you. We look at certain criteria when performing these reviews and prioritize some criteria over others. Here’s a look at the most important criteria we look at:

  • Legit, licensed and safe online casinos: Our number one priority at PlayUSA is to make sure an online casino is legal and licensed by state authorities.
  • Game selection: Bigger is better when it comes to game selection. We look at the specific number of online slots, table games, and live dealer games an online casino offers to make sure you have choices.
  • Bonus offers and wagering requirements: Bigger is better when it comes to bonus offers as well. However, we also look at how easy the wagering requirements are to clear and whether you’re qualified for a no-deposit bonus, deposit match bonus, some combination of these two, or something different altogether.
  • Mobile casino app: We look to see if the mobile casino app offers as many games as the desktop site. Plus, how big a download the software is and whether it’s easily available for iOS and Android mobile devices.
  • Customer Support: We want to know if the online casino has your back. In other words, how robust its online customer support is and how easily you can contact the customer support team if you have an issue.
CHUMBA ACCEPTS US PLAYERS & HAS CASH PRIZES
1
Visit Chumba Casino
$30 Gold Coin PACKAGE FOR $10
+ Bonus 2 Sweeps Coins Free On Signup
US Players Accepted 
Daily FREE Sweeps Coins Just For Logging In
Redeemable For Cash Prizes

Are US online casinos safe?

Yes, if you choose a legal US casino. Government regulation ensures the safety of online casinos in states where they are legal. State government regulators license the operators behind every online casino in the United States, and most of these operators are longtime land-based casino companies with solid reputations for fairness and safety.

Blacklisted casinos operate outside of the United States

Of course, there are offshore online casino operators that try to attract US players. Unfortunately, these offshore sites don’t have the same oversight to ensure fairness, safety and security that legal operators can. They don’t have state government approval, state government regulators aren’t checking on them, and they aren’t backed by reputable US gambling companies like MGM or Caesars.

Here’s a look at some of the blacklisted offshore sites and examples of issues US players have experienced. These types of sites operate outside of the US law, make you jump through hoops that deposit using cryptocurrency and make false promises about legality, safety, and security.

Non-US CasinoPayment IssuesBonus IssuesGame Fairness/Other
SlotoCash CasinoDifficulty processing payments. Withdrawals can take up to 8 weeks to process. Wagering Requirements UnclearUnclear who audits the RNG or games for fairness
WinPalace CasinoRefused to pay winning playersMislead bonus claimsPoor casino practices/ Unverifiable international licensing
Planet 7 CasinoStalled payoutsUnprofessional support and bonus adviceCustomer issues ignored

Responsible gambling

Legal and licensed online casinos in the US will always provide access to responsible gambling resources and information on licensing and state regulators. Here’s a look at what’s available in each state with privately run legal and regulated online casinos:

StateResponsible GamblingRegulator
New JerseyCouncil on Compulsive Gambling of NJNew Jersey Division of Gaming Enforcement
PennsylvaniaCouncil on Compulsive Gambling of PA Pennsylvania Gaming Control Board
MichiganThe Michigan Department of Health and Human ServicesMichigan Gaming Control Board
West VirginiaProblem Gamblers Help Network of West VirginiaWest Virginia Lottery Commission

I have a complaint, who do I contact?

Customer service is where regulation really shines and one of the main reasons why you should only play at legit, legal and licensed US online casinos. Government regulators ensure online casinos operating in the US have reachable, trained, and friendly customer service departments that will handle any issue you may have. Most can be reached by phone, email and live chat online.

  • For complaints to the New Jersey Division of Gaming Enforcement, call 609-984-0909 or email [email protected] There’s also an Atlantic City Office you can visit at 1300 Atlantic Ave.
  • Any questions, comments, or complaints can be directed to the Pennsylvania Gaming Control Board’s director of enforcement at 717-346-8300 or to [email protected] You can also download and print the PGCB complaint form here.
  • The West Virginia Lottery regulates online gambling in the state and can be reached at [email protected] or through the Charleston Headquarters at 800-982-2274 or 304-558-0500. Or, you can file a complaint with the WV lottery here.
  • If in Michigan, you can reach out to the Michigan Gambling Control Board at [email protected], or by phone at 313-456-4100.

FAQ

Is it legal to gamble online for real money?

The federal government has basically left it up to individual states to decide the answer to this question. So far, Delaware, Michigan, New Jersey, Pennsylvania, and West Virginia have decided that it is legal to gamble online for real money. These states have all legalized online gambling inside state lines and now license and regulate various online casinos operating there. Indiana, Connecticut and Illinois may soon do the same.

You can learn more about real money casinos in legal states here:

Are online casinos safe and legit?

State licensed and regulated online casinos are perfectly safe and completely legitimate. State online gambling regulation demands it and ensures it.

Regulators vet online casinos, mandate security protocols, and test all gaming security and games for legitimacy and fairness.

Ultimately, this ensures your online gambling experience with a legal online casino is consistently a safe and legit one.

Casinos not licensed in the US do not have the same assurances. Its a buyer beware market.

Can I win real money playing at online casinos?

You most certainly can. Licensed online casinos all over the US offer real-money gambling on the Internet. That means you deposit into your casino account, gamble with real cash, and stand the chance to win real money. You can then request a withdrawal. Legitimate US casinos are quick to process withdrawals, with most casinos paying within 24 hours.

Are there any free online casinos?

Yes. Most licensed and regulated online casinos in the US offer play-money demo versions of the same games you can play for real money. Plus, there are a number of mobile casino apps on the market that offer free casino-style gaming.

What is a payout percentage?

Payout percentage, or return-to-player percentage (RTP), is the percentage of money put into a casino game that the game is expected to pay out over time. The flipside of this is called house edge and represents the percentage of money put into a casino game that the casino will keep as profit.

A slot machine with a 98% RTP is theoretically expected to return 98 cents of every dollar put into it back to players. That doesn’t mean it keeps two cents from every spin, but it’s expected to keep an average of two cents from every spin over time.

RTP is entirely theoretical, and you might run out of money playing a game before you ever see a return equal to that game’s RTP. You should never choose your game based on the payout percentage with the expectation that you’re going to win.

Martin Derbyshire Avatar
Written by
Martin Derbyshire

Martin Derbyshire has more than ten years of experience reporting on the poker, online gambling, and land-based casino industries for a variety of publications including Bluff Magazine, PokerNews, and PokerListings. He has traveled extensively, attending tournaments and interviewing major players in the gambling world.

View all posts by Martin Derbyshire
Privacy Policy