Online casino players can use a prepaid card for instant deposits and very fast withdrawals at sites like BetMGM, FanDuel, and DraftKings. Prepaid cards allow for secure and convenient payments, but there are fees associated that can erode your winnings.
This guide discusses the pros and cons of using a Play+ card at an online casino. We will also explain how to sign up for the card, fund it, and use it for deposits and withdrawals at leading online casinos.
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Prepaid card online casino key takeaways
| 🏛️ Casinos Accepting Play+ Prepaid Card | BetMGM, DraftKings, FanDuel, Caesars Palace, BetRivers, various others |
| 🥇 Best Play+ Prepaid Card Casino | BetMGM |
| ⏱️ Best Processing Time | BetRivers |
| 💵 Avg. Minimum Deposit | $10 |
| 💰 Avg. Max Withdrawal Amount | $25,000 |
| 💲Fees | None for deposits and withdrawals at an online casino, but there are fees when you withdraw from an ATM or transfer to your checking account. |
Prepaid cards overview
A prepaid card is similar to a gift card. You simply preload the card with funds, which you can use to make deposits at online casinos. You can also withdraw funds from an online casino or sportsbook to your prepaid card account.
Most leading online casinos in the United States offer a branded prepaid card powered by an organization named Play+. For instance, you can sign up for a DraftKings Play+ card or a FanDuel Play+ card. Some casinos may accept alternative prepaid cards in certain states, such as PaySafeCard or Moneypak, but Play+ dominates this sector.
Best Play+ online casinos
1. BetMGM Casino: Best overall casino
BetMGM Casino is the best online casino for anyone interested in using Play+ for deposits and withdrawals. It is easy to sign up for a BetMGM Play+ card, and you can then use it for instant deposits and fast payouts at any time.
There are thousands of games available at this real money casino, including an in-house range of jackpot slots. It hosts a wider array of additional games than rival casinos too, including video poker, virtual table games, live dealer games, variety games and virtual sports.
New customers will receive a $25 no deposit bonus, plus a 100% deposit match bonus of up to $1,000.
2. BetRivers Casino: Best slots casino
BetRivers offers a large, diverse range of slots in New Jersey, Michigan, Pennsylvania and West Virginia. For example, there are more than 1,900 games at the New Jersey BetRivers Casino, including exclusives such as Viking River Raid, Money Mansion, BetRivers Wild and Lucky Mine.
It hosts slots from a large pool for reputable suppliers, from AGS and Big Time Gaming to Red Tiger and Wazdan. There are lots of jackpot slots and Megaways slots.
This is also the best Play+ casino for instant withdrawals. Most payout requests are approved automatically, and you will then receive your funds immediately via Play+.
3. Caesars Palace: Best rewards program
You can use a Caesars Play+ card to make quick, secure deposits and withdrawals at this user-friendly online casino.
It offers new customers a 100% first deposit bonus of up to $2,500. You will also receive 2,500 Reward Credits after wagering $25.
Caesars Palace will then give you Tier Credits and Reward Credits each time you play online casino games. You can use them to redeem bonus credits and lots of other perks, so this is the best rewards program on the market.
Signing up for a Play+ card
Providers such as Green Dot and PaySafeCard allow you to purchase prepaid cards with cash at a local store. You can then enter the code on the card to make payments. However, they are rarely accepted at online casinos, so the best option is to sign up for a Play+ card.
There are 26 Play+ cards available at New Jersey online casinos, including a BetMGM Play+ card, a DraftKings Play+ card, a FanDuel Play+ card, and so on. There are 19 in Pennsylvania, 17 in Michigan, and 13 in West Virginia. You can sign up for a Play+ card at an online casino site. For example, follow these steps at BetMGM.
- Visit the deposit page and select Play+ as your option.
- Provide your details, including your date of birth and Social Security number.
- Agree to the terms and click “Enroll.”
- You can then add funds by selecting “Bank Card Load.” Enter the details of the debit or credit card you want to use to fund the prepaid card. Choose a payment amount and click “Add Funds.” Verify that the amount is correct and click “Fund My Account.” You can alternatively use an e-check or another method to fund your Play+ account.
- Your physical Play+ card will be mailed to you within 10-14 days of funding it, but you can easily access the details online, allowing you to deposit straight away.
How to deposit with a Play+ card
When your prepaid card is loaded with funds, you can use the balance to make instant deposits at an online casino. For example, if you have a BetMGM Play+ card, follow these steps to make a payment.
Step 1: Visit the deposit page
Log into your BetMGM account and select the “Deposit” option. You will be presented with a list of available payment methods.
Step 2: Select Play+ as your payment option
Choose Play+ and then enter the amount you would like to deposit.
Step 3: Confirm the payment
Check that you have entered the correct amount and click to confirm the payment. The funds will be deducted from your prepaid card balance, and they will appear in your online casino account balance immediately, so you can start playing slots and table games straight away.
Read more: Minimum deposit casinos
How to withdraw winnings with Play+ cards
A prepaid card is one of the fastest online casino withdrawal options. You can transfer the funds directly from your online gambling account to your Play+ account without involving your bank. Just follow these steps to get paid out at BetMGM.
Step 1: Visit the withdrawal page
Log into your BetMGM Casino account and open the withdrawal page.
Step 2: Request a payout
Click the Play+ option and enter the dollar amount you would like to send. Confirm the transfer.
Step 3: Wait for your funds
The online casino will then need to process and approve your withdrawal request. This generally takes around one day at BetMGM. The funds will then be released, and they should show up in your Play+ account balance within minutes.
Step 4: Withdraw, spend, or transfer your winnings
You can use your Play+ card to withdraw your winnings from any ATM that accepts Discover cards. Alternatively, you can transfer the funds back to your regular checking account or use the Play+ card to make purchases at a variety of retail outlets. Just bear in mind that these activities can incur fees, including $2 for an ATM withdrawal and $2 for an ACH withdrawal to a bank account.
Read more: Fastest paying casinos
Pros and cons of using a Play+ prepaid card
| Pros | Cons |
|---|---|
| A prepaid card offers one of the simplest deposit options at online casinos. | There are various fees associated with a prepaid card, including a bank card load, an online banking load, an ATM fee, and an ACH transfer fee, so it is not the most cost-effective option. |
| You can also use a Play+ prepaid card for very quick, convenient withdrawals. | A few online casinos do not accept prepaid cards, reducing your options. |
| You do not need to open a line of credit, so a prepaid card may be better than alternative methods from a responsible gambling standpoint. | The initial process of signing up for a prepaid card account and funding it can be a little time-consuming. |
| Some operators offer very low minimum withdrawals via Play+, such as $0.01 at DraftKings. | Some alternative payment methods come with higher deposit and withdrawal limits, such as wire transfers, so they may be better suited to high-stakes players. |
| It is a secure option, and your funds are held in an FDIC-insured bank account. | You will be charged a $2.95 inactivity fee if you do not use your Play+ card for six months. |
Alternatives to online casino prepaid cards
As you can see, there are some clear advantages and drawbacks to using a prepaid card. If you are unsure about signing up for one, these are some alternative options.
Credit or debit card
You can simply use a credit cards or a debit card to fund an online casino account without any need to sign up for a prepaid card. It will require you to enter your card details when making your initial payment, and they will then be stored to make future deposits quicker.
Debit cards can also be used for withdrawals at certain online casinos, including BetMGM and DraftKings. The funds will be paid to the checking account linked to your debit card. This can take just a few minutes if your bank supports fast payouts, but it may take a few business days if not. In that case, Play+ may be a significantly quicker withdrawal option.
Gift card
A gift card is very similar to a prepaid card. It will be preloaded with funds, and you can use it to make a single deposit or multiple deposits at any online casino. However, it cannot be used for withdrawals.
Some online casinos offer their own gift cards. You can also use gift cards backed by leading card issuers such as Visa and Mastercard. Likewise, the service Game On sells gift cards for six casinos: DraftKings, FanDuel, BetMGM, BetRivers, Hard Rock Bet, and Parx Casino.
Venmo or PayPal
E-wallets such as Venmo and PayPal allow for instant, secure deposits and quick payouts at online casinos. Unlike prepaid cards, there is no need to preload them, as they are linked to your checking account.
PayPal is more widely accepted than Venmo, and it has broader limits. However, some players prefer Venmo, so it is now available for payments at a few leading casinos. These e-wallets are often more cost-effective than using a prepaid card, and they offer similar withdrawal speeds.
Online casino prepaid cards FAQ
A Play+ card is a prepaid card used to make deposits at online casinos and sportsbooks. It can also be used for withdrawals. Most leading online casino operators offer a branded Play+ card.
You can use prepaid cards at most leading online casinos in the United States, including BetMGM, DraftKings, FanDuel, Caesars Palace, and BetRivers. Play+ is the main provider of prepaid cards for the industry.
The minimum deposit via a prepaid card at online casinos is generally $5 or $10, and the maximum is often $25,000. Some online casinos offer broad withdrawal limits for Play+ prepaid card holders. For example, you can withdraw between $0.01 and $25,000 per transaction at DraftKings Casino.
You can visit an online casino site to sign up for that operator’s branded prepaid card. Just select Play+ as your deposit option, and it will walk you through the steps required to set up your card.
You can use prepaid Play+ cards for quick online casino withdrawals. When the funds arrive, you can withdraw them at an ATM, spend them in a variety of retail stores, or transfer them via ACH to your standard checking account, but you will need to pay a small fee.
You can fund a prepaid card Play+ via a bank transfer, a credit card, or a debit card. If you want to use a credit or debit card, click “Bank Card Load,” enter your details, choose an amount, and confirm the transaction.
Online casinos do not charge you for deposits or withdrawals when you use a Play+ card. However, you incur fees when loading up the card, using it at an ATM, or sending funds from your Play+ account to your bank account. There is also an inactivity fee if you do not make any transactions for six months.
More banking guides
If you would like to learn more about some of the most prominent alternatives to a prepaid card, check out our other banking guides.
Debit cards
You can use a debit card for instant deposits at online casinos. It often provides broader limits than a prepaid card, and there is no need to preload funds on it. Withdrawals are also available via debit card at a handful of online casinos, although the speeds will vary according to which bank you use.
Our debit card guide discusses the main benefits and potential disadvantages of using a debit card at an online gambling site. We have explored how it compares to a credit card and various other alternatives.
Gift cards
Our gift card guide explains the various options at your disposal, including branded gift cards and regular electronic gift cards backed by card issuers. You will learn more about the limits associated with gift cards, which are relatively narrow, and how to use them when making deposits.
Online banking
Online banking is another very common payment option at online casinos. It does not require a card, as the casino will redirect to your online banking gateway, and you can then approve the payment. Alternatively, you can send an e-check via ACH.
Our online banking guide explains the differences across online banking, e-checks, and wire transfers. It also discusses the pros and cons associated with this payment method.