No need to overcomplicate things. When making any kind of financial transaction, the faster you get your cash, the better. Online casinos are no different.
Fastest Paying and Instant Withdrawal Casinos in the US
With the fastest-paying online casinos, you can get your winnings instantly or within a few hours. After all, when you go to withdraw your funds (for whatever reason), the last thing you want is to have to wait for a long time for your money. This is a complete guide to the fastest-paying and instant withdrawal casinos in the US. We rank the best of the best. We include the quickest and easiest ways to get your money from any online casino or social/sweepstakes casino.
Our top fast and instant withdrawal casinos
The state you’re currently located in has fast paying social and sweepstakes casinos that offer casino games where players can win cash prizes(except ID, MI and WA). Below is our list of recommended sites.
Rank
Casinos
Offer
Features
Play
1
35 Free Sweepstakes Coins
With 1.5 Million WOW Coins Purchase
WOW Vegas Casino Review
- Get 5 Free SC + 250,000 WOW Coins on Sign Up
- Over 1000 Slots Games
- Welcome Bonus and Daily Login Bonuses
- Use Promo Code: WOWBONUS
2
5 Sweeps Coins
250 Game Coins & 600 Diamonds on Sign Up
High 5 Casino Review
- US Players Accepted
- 1200+ Slots & Live Dealer Games!
- FREE Daily Rewards
- Authentic Brand, Made in the USA
3
Up to 27.5 FREE SC
PLUS 57,500 GC
McLuck Review
- US Players Accepted
- Get 2.5 Free SC + 7,500 GC on Sign Up
- Live Dealer Blackjack, Roulette, and MORE
- Use Promo Code: PLAYBONUS
4
30 FREE Sweepstakes Coins
With 362,000 Gold Coin Purchase
Pulsz Review
- Free 2.3 SC + 5,000 GC on Sign Up
- Daily FREE Sweepstakes When Logging In
- Choose From Over 700 Games
- Use Promo Code: BONUSPLAY
5
100,000 Crown Coins
Plus 2 Sweeps Coins on Sign Up
Crown Coins Review
- 800K CC + 40 SC on 1st Purchase for $15.99 (150% Bonus!)
- FREE Daily Rewards & Weekly Challenges
- Available iOS Mobile App
- To Claim: Click Play Now
6
Up to 625,000 Gold Coins
Plus 125 Free SC on First Purchase
RealPrize Review
- PLUS Earn 1,250 VIP Points
- Daily 5,000 GC Login Bonus
- Choose from 400+ Games
- To Claim: Click Play Now
7
250,000 Gold Coins
PLUS $25 Stake Cash
Stake.us Review
- Over 1,000 Slots + Live Dealer Casino-Style Games + Live Poker!
- 10,000 GC + $1 Stake Cash Daily Bonus
- Partnerships with Drake, Alfa Romeo F1 Team Stake, Everton FC, and more!
- Use Bonus Code: USABET
8
5,000 SC Free
Plus 10,000,000 Coins
Carnival Citi Review
- Generous Bonuses & Daily Freebies
- Feat. Casino Floor Slot Games
- Daily, Weekly & Monthly Lucky Draws
- To Claim: Click Play Now
9
7,500 Gold Coins
PLUS 2.5 Free SC on Sign Up
MegaBonanza Review
- 150% Extra Coins on 1st Purchase: GC 50,000 + SC 25 FREE for $9.99
- Fast and Reliable Prize Redemptions
- Intuitive and Easy-to-Navigate Platform
- To Claim: Click Play Now
10
50,000 Gold Coins
Plus 25 Free SC on First $9.99 Purchase
Jackpota Review
- Get 7,500 GC + 2.5 SC Free on Sign Up
- Play a Huge Range of Casino Games
- Get Free Coins Daily
- To Claim: Click Play Now
11
Up to 27.5 FREE SC
PLUS 65,000 GC
Hello Millions Review
- GC 15,000 PLUS SC 2.5 Free on Sign Up
- Pragmatic Jackpot Play + Over 700 Slots Games
- Free Daily Coins Reward
- Use Exclusive Promo Code: BONUSPLAY
12
20 Free Sweep Coins
On First $20 Purchase
Chanced Casino Review
- PLUS 2 SC + 20,000 Gold Coins on Sign Up
- PLUS 20 FREE Spins on Account Verification
- Live Blackjack, Roulette, and MORE
- Instant Redemptions for US Players
Instant withdrawal online casinos, ranked
The following is our list of the top online casinos, ranked in order of which offer the fastest processing times. When two casinos offer the same processing times, the rankings are based on other factors that influence customer satisfaction with withdrawals, such as customer service. (You can see the factors that influenced our rankings at the bottom of this page.)
Note that the times listed depend on using the right deposit method and ensuring the casino has verified your account.
| Rank | Online Casino | Payout Speed | Instant Withdrawals | Withdrawal Method |
| 1. | BetRivers Casino | Instant upon approval | Yes (immediately) | BetRivers Play+ Card |
| 2. | bet365 Casino | Instant upon approval | Yes (immediately) | PayPal, debit card |
| 3. | Fanatics Casino | Instant upon approval | Yes (immediately) | Visa Direct |
| 4. | FanDuel Casino | Within 2 hours | Yes | Credit card, debit card, Venmo, PayPal, Play+ |
| 5. | BetMGM Casino | 6 hours-5 days | Same day, but not instant | Play+ |
| 6. | DraftKings Casino | 24 hours | Same day, but not instant | Debit card, Apple Pay |
| 7. | Caesars Casino | 1-3 days | Same day, but not instant | Debit card |
| 8. | Golden Nugget Casino | 1-3 days | Same day, but not instant | Play+ |
| 9. | Bally Bet Casino (NJ, RI only) | 1-3 days | Same day, but not instant | PayPal, bank transfer |
1. BetRivers Casino: Instant withdrawals (upon approval)
BetRivers Online Casino is the fastest-paying US casino on the market. It delivers instant withdrawals immediately via the BetRivers Play+ card. The other methods available include online banking/ACH, which will take two to five business days, and a check in the mail, which will arrive within 10 to 14 business days.
However, all withdrawals typically process within 24 hours and can take up to 72 hours to review and approve. The withdrawal minimum is $20. You may not withdraw any active bonus funds, and submitting a withdrawal request cancels active bonuses. However, bonus bank funds remain unaffected.
2. bet365 Casino: Instant withdrawals (upon approval)
Bet365 casino is one of the fastest paying online casinos on the market. The site advises players that withdrawals can take 1-4 hours via PayPal, Skrill, or a debit card, but it often takes just a few minutes to get your money. You can also receive an instant cash payout at the casino cage if you visit Hard Rock Hotel Casino in Atlantic City. The minimum withdrawal is $10, and the upper limit varies according to the method selected. If you have any questions, you can call the Bet365 customer service team 24/7, or you can use live chat or email. Herr are the withdrawal options:
- Debit card
- Online banking
- PayPal
- Skrill
- Cash at the cage
3. Fanatics Casino: Instant (With Visa Direct)
Fanatics Casino provides quick, secure payouts. The app explains that withdrawals can take 2-4 days to arrive. However, if you request a debit card withdrawal, the funds should arrive in your account straight away, provided your bank supports services like Visa Direct. There are lots of alternative payout methods, including PayPal and Venmo, which are also fast. The minimum withdrawal is just $1, which is lower than most competitors, and there is no official maximum payout limit for high-rollers. These are the available payout methods at Fanatics Casino:
- ACH transfer
- PayPal
- Venmo
- Debit card
- Online banking
- Wire transfer
4. FanDuel Casino: Within 2 hours
FanDuel Casino may actually be the league leader in available same-day quick payouts. Online banking, debit cards, PayPal, Venmo, and FanDuel Prepaid Play+ withdrawals can all happen within two hours, and cash at the cage in less than one. Other than that, withdrawals can take up to five days to process via the last deposit method you used, including the following:
- Affiliated casino cage
- ACH bank transfer
- Check
- Debit card/online card transfer
- Online banking
- PayPal
- Play+
- Venmo
- VIP Preferred e-check
- Wire transfer
5. BetMGM Casino – Within 6 hours
The fact you can get a Play+ prepaid card withdrawal processed in less than half a day, or a PayPal withdrawal within 24 hours, qualifies BetMGM Online Casino for discussion on this list, and the sheer number of banking options puts it at the top. However, certain methods can take much longer. Here are the main choices:
- VIP Preferred e-check
- Play+
- Mastercard and Visa
- American Express
- PayPal
- Electronic transfer
- PayNearMe
- Cash at an affiliated casino cage
- Discover
- Online banking (PayWithMyBank)
- MGM Rewards
- BetMGM gift card
- Apple Pay
6. DraftKings Casino: Within 24 hours
DraftKings Casino has instant withdrawal covered via cash at affiliated casino cashiers within an hour. However, it’s worth noting DraftKings’ mobile payout methods are not quite as fast, but there are still withdrawal options available in less than 24 hours. Here are some of their top methods.
- Debit card
- Apple Pay
- ACH bank transfer
- Check
- Online banking
- PayPal
- Play+
- Venmo
- VIP Preferred e-checks
- Wire transfer
- DraftKings Rewards
7. Caesars Palace Online Casino: Within 24 hours
Caesars Palace Online Casino offers instant withdrawals at the cashier’s cage at Caesars casino properties. There is no minimum at the cage, but there is a $10 minimum on withdrawals using any other banking method. These other banking methods include Play+ card, PayPal, and ACH (electronic check).
The expected time frame for processing withdrawals is five business days for ACH (Bank Transfer) and 3 Business Days for PayPal and the Caesars Casino and Sportsbook Play + Card. Withdrawal requests can be declined by Caesars. The reasons often surround not meeting the wagering requirements on bonus money just yet. In these cases, Caesars will put your money back in your account until the issue is resolved.
Sweepstakes casinos with the fastest payouts
With sweepstakes casinos and social casinos, you can play for free and may find yourself eligible to redeem cash prizes. Below we have ranked the social and sweepstakes casinos with the fastest payouts, using other factors to break ties. (Again, be sure that you have verified your identity and your payment method beforehand to avoid delays.)
Note that these times are longer than the ones you’ll see at real money online casinos. This is because the operators answer to different regulators and because sweeps casinos typically have fewer banking options.
| Rank | Sweepstakes/Social Casino | Redemption Speed | Promo Available | Fastest Redemption Method |
| 1. | Pulsz Casino | 1 to 2 business days | 2.3 Sweepstakes Coins at sign up; Get up to 367,000 Gold Coins + 32.3 FREE Sweepstakes Coins | Multiple |
| 2. | Chumba Casino | 1 to 2 business days | 2,000,000 Gold Coins plus 2 FREE Sweeps Coins on sign-up; 30 FREE Sweeps Coins on first purchase | Multiple |
| 3. | LuckyLand Slots | 1 to 2 business days | 7,777 Gold Coins plus 10 FREE Sweeps Coins on sign-up; 10 FREE Sweeps Coins on first purchase | Multiple |
| 4. | WOW Vegas Casino | Up to 5 business days | 8,500 WOW Coins + 4.5 SC for FREE; Purchase 1.5M WOW Coins for $9.99 (Regular $29.99) & Get 30 FREE SC | Multiple |
Pulsz Casino (1-2 business days)
... people viewed today
The primary payment methods at Pulsz are:
- Credit cards
- Online banking
- Skrill
Typically, for all of these methods, you can expect payment within 1-2 business days.
Chumba Casino (1-2 business days)
... people viewed today
Online banking is the primary payment method you can use to withdraw funds at Chumba, and the estimated time period is 1-2 business days.
LuckyLand Slots (1-2 business days)
... people viewed today
Credit cards, debit cards, Skrill and online banking are the main payment methods you can use at LuckyLand Slots. The estimated payment range is 1-2 business days.
WoW Vegas (Up to 5 business days)
... people viewed today
The good news? WoW Vegas has a wide range of payment options for a sweeps operator, including:
- Credit cards
- Debit cards
- Online banking
- Skrill
- Apple Pay
The bad news is that payments take up to five business days to process, which is on the slower end compared to competitors.
What are fast paying casinos?
Fast paying casinos are online casinos that get you your winnings quickly. But without context, what is “quickly?” We’re here to define that for you.
- An instant withdrawal casino is the fastest-paying casino that exists, as you get your money instantly. While it is possible to find instant withdrawals depending on the casino and payment method, it is the exception to the rule.
- It is more typical to receive your winnings within 24 hours of when you withdraw, so we would define anything quicker than that as a fast-paying casino.
- Within 1-3 days would not be considered “fast” but is also not outside of industry norms.
Benefits of playing at a fast paying casino
You get your money faster
You can trust the casino further
At PlayUSA, we only recommend safe, legal online casinos. When you get your money faster, it further cements trust in the brand you’re using.
It's one less thing to worry about
We all have plenty going on in our lives, and actual bills to pay. Online casinos are meant to be fun (they’re a lot more fun when you win!) When casinos pay fast, it’s simply one less thing to keep track of.
Best Banking Options for Fast or Instant Payouts
The fastest withdrawals employ the following casino banking methods available at many of the top online casinos in the country. We selected these methods because they’re regarded as trustworthy methods with your money. They are also consistent with instant payments with the online casinos we tested.
In particular, Play+ stands out as being one of the most frequent fast payment methods, but PayPal and Apple Pay are not far behind.
Play+
These Play+ online casinos can be among the fastest ways to get money on and off your account. Withdrawals can be processed almost immediately, and you can turn them into cash at an ATM.
PayPal
Just about all online casinos accept PayPal, as the popular e-wallet is a convenient method for many players. It’s one of the fastest payment methods for bet365 customers, in particular.
Apple Pay
Apple Pay is becoming more and more popular as an online casino payment method, and its integration into iOS devices is a big plus. It’s not always the fastest payment method, but is typically in the running.
How to withdraw funds
Withdrawing funds from an online casino is a straightforward process. We’ll walk you through it step by step.
- Open your online casino app if you haven’t already.
- Navigate to the cashier section, usually found in the upper right hand corner. Depending on the app, it could be located in a different corner. The cashier may also be found in your “account info.”
- Check your balance, and enter how much money you would like to withdraw.
- Choose the payment method you would like to use.
- From here, it depends on the payment method. But if you use a credit card, you will likely need to log into your credit card app to confirm the transaction.
- Wait for the funds to arrive. You will typically get an email telling you the timeframe in which you can expect your money.
Tip:
Most sweepstakes casinos offer similar cash withdrawal options as the legal and regulated online casinos we listed here. Some can also pay in gift cards that you can get within five days and use where specified.
Importance of KYC checks when it comes to payouts
KYC checks, or “know your customer” checks, are where online casinos verify your identity before releasing a withdrawal to you. Obviously, this can slow down the process, but it is an important security measure that can help ensure no one but you gets your money.
There may be a slight delay to your withdrawal as the online casino asks you for a copy of your ID online. However, this process aims to stop fraudulent use of your identity and identity theft while protecting your account and your funds. It also works to protect sensitive data that you may have shared with the online casino.
Ranking and methodology
When we rate the payment speed of real money online casinos, our primary objective is to rank based on how quickly you get the money in your hands after you decide to withdraw (including both approval and processing). However, what happens when two casinos are tied or are extremely close? Here are a few other factors we use to break that tie and impact our rankings:
- Ease of use: We make sure the cashier is functional and easy to use no matter what banking method you choose. The number of methods and which pay the fastest also matter. For example, if a casino offers a quick cash at the cage withdrawal, that’s great – but that’s not as convenient as mobile methods.
- Customer support: We make sure there are knowledgeable and reliable people you can turn to if there are any issues with your withdrawal.
- KYC checks: We ensure that the process of identifying and verifying your identity works, works fast, and protects you and your information.
How to choose the fastest paying casino
Refer to our rankings above to choose the fastest paying casino. They are completely objective, and the information is all right here.
With that said, your preference may come down to your preferred payment method. Open to loading up a Play+ card? Then BetRivers or FanDuel may be the best choice for you, because that is one of their fastest payment methods. If you’re a regular PayPal user, bet365 may be the best choice – and so on.
It’s also going to depend on the state that you’re in. If you’re in a state where real money online casinos aren’t legal, then you’ll want to check out our sweepstakes casino rankings. Even if you’re in a legal casino state, it will depend where operators are legal. For instance, bet365 is only legal in New Jersey and Pennsylvania.
FAQ
Our research shows that BetRivers Casino is the fastest of them all because it alone promises to send funds directly to your BetRivers Play+ card immediately upon approval. Most US online casinos promise to get you your money within an hour or two.
The same way all withdrawals do. When you post a win, the funds turn up in your casino games balance. Exit the game, and those funds show up in your account. After that, you can make a withdrawal request and receive those funds almost immediately depending on the banking method you choose.
Right now, there are three casinos that pay out instantly. They are:
- BetRivers Casino (BetRivers Play+ Card)
- bet365 Casino (PayPal, debit card)
- Fanatics Casino (Visa Direct)
Note that not all payment methods will work instantly, so use the ones specified if you want your winnings as fast as possible.
Many casinos pay out the same day. Among them are:
- BetRivers Casino
- bet365 Casino
- Fanatics Casino
- FanDuel Casino
- BetMGM Casino
How quickly you get your winnings may depend on the payment method you use, there are plenty of options for same-day withdrawals.
Most online casinos don’t charge banking fees, but the payment provider you use may. PayPal, for instance, is almost fee-free when it comes to withdrawals. However, if you have to do a currency conversion as a part of it, PayPal may charge up to a 4.9% fee on top of retail rates. Plus, PayPal charges 2.9% on deposits with credit cards.
Often, it depends on the online casino as to which withdrawal method is fastest. Some online casinos have instant withdrawals, which are only available to one specific method. For example, bet365 can do that with a debit card. However, in our experience, Play+ cards, ewallets, and cash at the casino cage are all pretty fast. ACH transfers and debit cards are usually fast, but they are a bit more hit and miss. Requesting a check is definitely the slowest.
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