Fastest Paying Casinos: US Casinos, Social and SweepStakes

Nobody likes waiting to get paid. With the online casinos, we list here, you often don’t have to. This is a complete guide to the fastest-paying online casinos in the US, including a few tricks you can use to unlock the quickest and easiest way to get your winnings direct from any online casino site or sweepstakes casino almost immediately.

Comparing casino payout and instant withdrawal rates

Use the right deposit method, make sure the casino has verified your account, and you should be able to get your hands on any money you withdraw from an online casino that same day. The following tables show you the fastest ways to withdraw funds from the top online casinos in the US and compare them to sweepstakes-style casinos available all across the country.

Online CasinoPayout SpeedInstant WithdrawalsMethod of Use
BetMGM CasinoWithin six hoursYes (same day)Play+ prepaid card
Caesars CasinoWithin 24 hours on approvalYes (same day)Cash at the cage at Caesars properties
FanDuel CasinoWithin two hoursYes (same day/one hour cash at counter)Cash at counter/online banking/debit/PayPal/Venmo/FanDuel Prepaid Play+
DraftKings CasinoWithin one hourYes (one hour)Cash at cage
Bally Bet Casino
(NJ only)
Within 24 hours on approvalYes (same day)Cash at the cage at Bally’s Atlantic City Hotel and Casino
BetRivers CasinoImmediately upon approvalYes (immediately)BetRivers Play+ Card
Golden Nugget CasinoInstantly upon approval (up to 48 hours)YesPlay+ or cash at the casino cage

Compare sweepstakes and social casino prize redemptions

With sweepstakes and social casinos, you don’t make withdrawals, but, depending on how you play, you may have the option to redeem prizes. These prizes can include cash and gift cards. Cash redemption options include debit/credit cards, online banking, Paysafe vouchers and e-wallets.

Sweepstakes CasinoRedemption SpeedPromo AvailablePrize Payable
Chumba Casino7 to 10 business days2,000,000 Gold Coins plus 2 free Sweeps Coins on sign-up; $30 Gold Coin package for $10 plus 30 free Sweeps Coins on first purchaseGift card
LuckyLand Slots3 to 5 business days7,777 Gold Coins plus 10 free Sweeps Coins on sign-up; $10 Gold Coin package for $4.99 plus 10 free Sweeps Coins on first purchaseACH transfer
Funzpoints CasinoWithin 24 hours$2.50 on account creation plus 100% up to $20 on first purchaseOnline banking e-check
B spot CasinoWithin 5 business days$10 match on first depositDebit card/online banking

Top 5 casinos with instant withdrawals

Here are more details on some online casinos with instant withdrawals. The timeframe assumes your account has been verified (see KYC below) and there are no delays with processing the request.

1. BetRivers Casino: Instant withdrawals (upon approval)

BetRivers Casino is the fastest-paying US casino on the market. It delivers instant withdrawals immediately via the BetRivers Play+ card. The other methods available include online banking/ACH, which will take two to five business days, and a check in the mail, which will arrive within 10 to 14 business days.

However, all withdrawals typically process within 24 hours and can take up to 72 hours to review and approve. The withdrawal minimum is $20. You may not withdraw any active bonus funds, and submitting a withdrawal request cancels active bonuses. However, bonus bank funds remain unaffected.

Review: BetRivers Online Casino

2. DraftKings Casino: Within 1 hour

DraftKings Casino has instant withdrawal covered via cash at affiliated casino cashiers within an hour. Other than that, withdrawals can process within five days via your last deposit method. Withdrawal methods include the following:

  • ACH bank transfer
  • Check
  • Debit card/online card transfer
  • Online banking
  • PayPal
  • Play+
  • Venmo
  • VIP Preferred e-checks
  • Wire transfer

The minimum withdrawal can be as low as $1, depending on the method, but you’ll need to meet the wagering requirements on any bonuses first.

Review: DraftKings Online Casino

3. FanDuel Casino: Within 2 hours

FanDuel Casino may actually be the league leader in available instant withdrawal methods. Online banking, debit cards, PayPal, Venmo, and FanDuel Prepaid Play+ withdrawals can all happen within two hours, and cash at the cage in less than one. Other than that, withdrawals can take up to five days to process via the last deposit method you used, including the following:

  • Affiliated casino cage
  • ACH bank transfer
  • Check
  • Debit card/online card transfer
  • Online banking
  • PayPal
  • Play+
  • Venmo
  • VIP Preferred e-check
  • Wire transfer

However, withdrawal requests can take up to 48 hours for approval, and while it may take less than an hour for you to get your money, it can sometimes take up to five business days for any method or as many as 14 business days for checks. Withdrawal minimums depend on the method you use but start as low as $10.

Review: FanDuel Online Casino

4. Caesars Casino: Within 24 hours

Caesars Casino offers instant withdrawals within 24 hours via the cashier’s cage at Caesars casino properties. There is no minimum at the cage, but there is a $10 minimum on withdrawals using any other banking method. These other banking methods include Play+ card, PayPal, and ACH (electronic check).

The expected time frame for processing withdrawals is five business days for ACH (Bank Transfer) and 3 Business Days for PayPal and the Caesars Casino and Sportsbook Play + Card. Withdrawal requests can be declined by Caesars. The reasons often surround not meeting the wagering requirements on bonus money just yet. In these cases, Caesars will put your money back in your account until the issue is resolved.

Review: Caesars Online Casino

5. BetMGM Casino – Within 6 hours

The fact you can get a Play+ prepaid card withdrawal processed in less than half a day, or a PayPal withdrawal within 24 hours, qualifies BetMGM for discussion on this list, and the sheer number of banking options puts it at the top. Here are the main choices:

  • VIP Preferred e-check
  • Play+
  • Mastercard and Visa
  • American Express
  • PayPal
  • Electronic transfer
  • PayNearMe
  • Cash at an affiliated casino cage
  • Discover
  • Online banking (PayWithMyBank)
  • MGM Rewards
  • BetMGM gift card
  • Apple Pay

The minimum withdrawal at BetMGM is $20, and you can only withdraw using a banking option if you have used it to deposit within the past 180 days. All withdrawals are subject to an internal review period that can take up to five business days. After that, withdrawals should process within six hours (Play+ prepaid card) and can take up to as many as 20 days (via a check in the mail.)

Of course, if you have bonus money in your account, you must comply with any wagering requirements, restrictions, and terms and conditions before you can withdraw anything.

Review: BetMGM Online Casino

Ranking and methodology

Here are a few of the key things we look at to rate the payment speed of online casinos:

  • Payout speed: We look at everything from the processing and approval time to the total time it takes to get the money in your hands. Our list is ranked in order of how easy and quick it is for you to get your money.
  • Ease of use: We make sure the cashier is functional and easy to use no matter what banking method you choose.
  • Customer support: We make sure there are knowledgeable and reliable people you can turn to if there are any issues with your withdrawal.
  • KYC checks: We ensure that the process of identifying and verifying your identity works, works fast, and protects you and your information.

Withdrawal methods at US casinos

The fastest withdrawals employ the following banking methods available at many of the top online casinos in the country:

  • PayPal: Most online casinos accepting PayPal offer withdrawal times within 24 hours using this method of payment. That means your money could reach your PayPal account the day you ask for it.
  • ACH e-check: This online bank transfer method can take just a single day or up to three, but it can be among the fastest alternatives to cash at the cage, PayPal, and Play+ card.
  • Bank transfer: This online bank transfer method can take up to five days, but that’s still fast compared to the two to three weeks it’ll take to send you a check in the mail.
  • Prepaid Play+ card: These online casino-branded prepaid credit cards can be among the fastest ways to get money on and off your account. Withdrawals can process almost immediately, and you can turn them into cash at an ATM.
  • Cash at the cage: Usually the fastest way to get your money — provided you are already at the casino location — with the lowest minimums. It’s probably best to check with the casino beforehand to see what documentation you need to bring, though.
  • Sweeps cash/gift cards: Most sweepstakes-style casinos offer similar cash withdrawal options as the legal and regulated online casinos we listed here. Some can also pay in gift cards that you can get within five days and use where specified.

Importance of KYC checks when it comes to payouts

KYC checks, or “know your customer” checks, are where online casinos verify your identity before releasing a withdrawal to you. Obviously, this can slow down the process, but it is an important security measure that can help ensure no one but you gets your money.

There may be a slight delay to your withdrawal as the online casino asks you for a copy of your ID online. However, this process aims to stop fraudulent use of your identity and identity theft while protecting your account and your funds. It also works to protect sensitive data that you may have shared with the online casino.

FAQ

Our research shows that BetRivers Casino is the fastest of them all because it alone promises to send funds directly to your BetRivers Play+ card immediately upon approval. Most US online casinos promise to get you your money within an hour or two.

The same way all withdrawals do. When you post a win, the funds turn up in your game balance. Exit the game, and those funds show up in your account. After that, you can make a withdrawal request and receive those funds almost immediately depending on the banking method you choose.

While many legal online casinos promise to get you your money within an hour or two, and some even immediately, they all note that they must first approve the withdrawal request, and that can take a day or up to five and may require ID verification. The process differs for different methods, but the fastest you’ll get your money outside of cash at a casino cage is likely 24 hours.

Most online casinos only allow withdrawals to a banking option you have used to deposit. If that doesn’t work, you may need to make alternative arrangements, including another method or a check in the mail.

Most online casinos don’t charge banking fees, but the payment provider you use may. PayPal, for instance, is almost fee-free when it comes to withdrawals. However, if you have to do a currency conversion as a part of it, PayPal may charge up to a 4.9% fee on top of retail rates. Plus, PayPal charges 2.9% on deposits with credit cards.

With most online casinos, all you need to do is look at the payment history in the cashier section to check the status of your withdrawal and whether the casino has processed it.

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