No need to overcomplicate things. When making any kind of financial transaction, the faster you get your cash, the better. Online casinos are no different.
Fastest Paying Online US Casinos – Instant Withdrawal Guide 2025
If you win at a US online casino, the last thing you want to do is wait forever to actually get your winnings.
That’s why I have tested every option have compiled this guide on the US’ fastest-paying online casinos. I also have added in some other information about withdrawal speeds, such as the best banking options and how to account for the verification process if it’s your first-ever withdrawal.
Read below to check out the best option for you.
Top online casinos in your area
Rank
Casinos
Offer
Features
Play
1
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RealPrize Review
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4
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Crown Coins Review
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6
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Stake.us Review
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7
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9
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11
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12
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13
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Spree Casino Review
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15
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PLUS 30 FREE Sweeps Coins
Chumba Casino Review
- US Players Accepted
- Daily Free GC and SC
- 2 FREE Sweeps Coins on Signup
- Redeem Cash Prizes
Instant withdrawal online casinos, ranked
The following is my list of the top online casinos, ranked in order of which offers the fastest processing times. When two casinos offer the same processing times, the rankings are also based on other factors influencing customer satisfaction with withdrawals, such as customer service. (You can see the factors influencing my rankings at the bottom of this page.)
Note that the times listed depend on using the fastest deposit method and ensuring the casino has verified your account.
| Online Casino | Payout Speed | Best Withdrawal Method |
| BetRivers | Instant upon approval | BetRivers Play+ Card |
| Bet365 | Instant upon approval | PayPal, debit card |
| Fanatics Casino | Instant upon approval | Visa Direct |
| FanDuel | Within 2 hours | Credit card, debit card, Venmo, PayPal, Play+ |
| BetMGM | 6 hours-5 days | Play+ |
| DraftKings | 24 hours | Debit card, Apple Pay |
| Caesars Casino | 1-3 days | Debit card |
| GoldenNugget Casino | 1-3 days | Play+ |
| Bally Bet Casino (NJ, RI only) | 1-3 days | PayPal, bank transfer |
More information
1. BetRivers Casino: Instant withdrawals (upon approval)
BetRivers Online Casino is the fastest-paying US casino on the market. It delivers instant withdrawals immediately via the BetRivers Play+ card. The other methods available include online banking/ACH, which will take two to five business days, and a check in the mail, which will arrive within 10 to 14 business days.
However, all withdrawals typically process within 24 hours and can take up to 72 hours to review and approve. The withdrawal minimum is $20. You may not withdraw any active bonus funds, and submitting a withdrawal request cancels active bonuses. However, bonus bank funds remain unaffected.
2. bet365 Casino: Instant withdrawals (upon approval)
Bet365 casino is one of the fastest paying online casinos on the market. The site advises players that withdrawals can take 1-4 hours via PayPal, Skrill, or a debit card, but it often takes just a few minutes to get your money. You can also receive an instant cash payout at the casino cage if you visit Hard Rock Hotel Casino in Atlantic City. The minimum withdrawal is $10, and the upper limit varies according to the method selected. If you have any questions, you can call the Bet365 customer service team 24/7, or you can use live chat or email. Herr are the withdrawal options:
- Debit card
- Online banking
- PayPal
- Skrill
- Cash at the cage
3. Fanatics Casino: Instant (With Visa Direct)
Fanatics Casino provides quick, secure payouts. The app explains that withdrawals can take 2-4 days to arrive. However, if you request a debit card withdrawal, the funds should arrive in your account straight away, provided your bank supports services like Visa Direct. There are lots of alternative payout methods, including PayPal and Venmo, which are also fast. The minimum withdrawal is just $1, which is lower than most competitors, and there is no official maximum payout limit for high-rollers. These are the available payout methods at Fanatics Casino:
- ACH transfer
- PayPal
- Venmo
- Debit card
- Online banking
- Wire transfer
4. FanDuel Casino: Within 2 hours
FanDuel Casino may actually be the league leader in available same-day quick payouts. Online banking, debit cards, PayPal, Venmo, and FanDuel Prepaid Play+ withdrawals can all happen within two hours, and cash at the cage in less than one. Other than that, withdrawals can take up to five days to process via the last deposit method you used, including the following:
- Affiliated casino cage
- ACH bank transfer
- Check
- Debit card/online card transfer
- Online banking
- PayPal
- Play+
- Venmo
- VIP Preferred e-check
- Wire transfer
5. BetMGM Casino – Within 6 hours
The fact you can get a Play+ prepaid card withdrawal processed in less than half a day, or a PayPal withdrawal within 24 hours, qualifies BetMGM Online Casino for discussion on this list, and the sheer number of banking options puts it at the top. However, certain methods can take much longer. Here are the main choices:
- VIP Preferred e-check
- Play+
- Mastercard and Visa
- American Express
- PayPal
- Electronic transfer
- PayNearMe
- Cash at an affiliated casino cage
- Discover
- Online banking (PayWithMyBank)
- MGM Rewards
- BetMGM gift card
- Apple Pay
6. DraftKings Casino: Within 24 hours
DraftKings Casino has instant withdrawal covered via cash at affiliated casino cashiers within an hour. However, it’s worth noting DraftKings’ mobile payout methods are not quite as fast, but there are still withdrawal options available in less than 24 hours. Here are some of their top methods.
- Debit card
- Apple Pay
- ACH bank transfer
- Check
- Online banking
- PayPal
- Play+
- Venmo
- VIP Preferred e-checks
- Wire transfer
- DraftKings Rewards
7. Caesars Palace Online Casino: Within 24 hours
Caesars Palace Online Casino offers instant withdrawals at the cashier’s cage at Caesars casino properties. There is no minimum at the cage, but there is a $10 minimum on withdrawals using any other banking method. These other banking methods include Play+ card, PayPal, and ACH (electronic check).
The expected time frame for processing withdrawals is five business days for ACH (Bank Transfer) and 3 Business Days for PayPal and the Caesars Casino and Sportsbook Play + Card. Withdrawal requests can be declined by Caesars. The reasons often surround not meeting the wagering requirements on bonus money just yet. In these cases, Caesars will put your money back in your account until the issue is resolved.
What are fast-paying casinos?
Fast-paying casinos are online casinos that get you your winnings quickly. But even then, the word “quickly” can have different meanings to different people. Here is a bit more specificity on what I mean when I am looking for a fast-paying online casino:
- An instant withdrawal casino is the fastest-paying casino that exists, as you get your money instantly. While it is possible to find instant withdrawals depending on the casino and payment method, it is the exception to the rule.
- It is more typical to receive your winnings within 24 hours of when you withdraw, so I would define anything quicker than that as a fast-paying casino.
- Within 1-3 days would not be considered “fast” but is also not outside of industry norms.
- Any withdrawal that takes more than 3 business days should be considered atypical.
Note: I am specifically referring to how long the online casino takes to approve your withdrawal in this section. How long it takes to actually show up in your account depends upon the banking method you choose and your financial institution.
How to choose your fastest-paying casino
I mentioned above that if two casinos were tied in terms of payout speed, I used other factors to differentiate. I would encourage you to do the same. After all, payout speed doesn’t do you much good if the rest of the experience doesn’t work for you.
Here are the factors I would evaluate:
1. Make sure it’s a safe casino.
Make sure that the online casino you choose is safe. All the online casinos we feature here at PlayUSA.com are highly reputable and follow strict US gambling laws.
You can always keep up with the latest news about US legislation and regulation on gambling at PlayUSA as well.
2. Check out the range of casino games they offer.
Different US online casinos offer a different range of casino games. From slots to live dealer games to instant games, check if the casino you choose features the variety of games you need.
3. Evaluate the range of payment methods.
Online casinos offer various payment methods, from credit cards to bank transfers to e-wallets. But there are slight variations in what various operators have available. S0, check that the payment services offered can accommodate your needs.
4. Be sure the average Return to Player value is at industry standard.
Return to Player is the percentage amount you get back from your best once you land a win. Standard RTPs for casino games are around 94-99%. Live casino games are also within that range.
It is also common to find lower values at online casinos, especially among slots.
You can see the best-paying online casinos at PlayUSA. I like to cross-reference that list with my list above to find the ideal casino for me. But again, every games is different. So as long as an online casino features table games and at least some of the highest-paying online slots in the industry, I feel comfortable signing up.
5. Research the site’s customer service.
Check the casino’s score regarding the customer care service they offer to their clients. Most online casino operators offer 24/7 chat and e-mail support. Some may even have a phone support service. If a fast payout casino doesn’t offer these methods, it may not be worth it.
I also like to go to reviews at places like TrustPilot, Reddit, Google Play, and the App Store to see what kind of experience people say they have had with customer support. If the reviews are consistently negative, I avoid the site.
6. Double-check that the platform is user-friendly.
I ensure the cashier is functional and easy to use, no matter my preferred banking method. I’ve never found a platform where I couldn’t ultimately navigate to where I needed to go. But some are definitely clunkier than others, requiring multiple clicks and taps instead of just one.
Benefits of playing at a fast paying casino
You get your money faster
You can trust the casino further
At PlayUSA, we only recommend safe, legal online casinos. When you get your money faster, it further cements trust in the brand you’re using.
It's one less thing to worry about
We all have plenty going on in our lives, and actual bills to pay. Online casinos are meant to be fun (they’re a lot more fun when you win!) When casinos pay fast, it’s simply one less thing to keep track of.
Best banking options for fast or instant payouts
As I mentioned above, casinos can only control how quickly they approve your withdrawal. How long before that actually hits your account depends on the banking method you choose. Here are the fastest methods that I have found while playing at online casinos:
1. Cash at casino cage (instant)
Cash at the casino cage is definitely the fastest method for withdrawing money. Indeed, it’s practically instant.
For this method, you go to the brick-and-mortar casino that partners with the online brand and collect your winnings. The cashier will give them to you right away.
However, the drawback here is obvious: you have to physically go to a land-based casino, which most people don’t want to do.
2. Play+ (instant-24 hours)
Play+ cards are another solid choice for those seeking fast payments. Withdrawals can be processed almost immediately, and you can turn them into cash at an ATM. Most online casinos prioritize Play+ cards and give you the fastest payments with that method. For example, BetRivers promises instant withdrawals for most transactions that use the Play+ card.
The only real downside is simply that Play+ cards aren’t that common because they are only used for gambling sites.
3. PayPal (a few minutes-24 hours)
Really, I could put Venmo here too. But PayPal is more widely accepted, which is why I prioritize that method.
But either e-wallet is a solid choice. Withdrawals are fast and usually don’t incur fees. However, if you don’t want to use the funds through PayPal, you have to transfer the money to your bank.
4. Apple Pay (1-24 hours)
Apple Pay is becoming more and more popular as an online casino payment method, and its integration into iOS devices is a big plus. It’s not quite as fast as the methods above, but it’s close.
Of course, not everyone has Apple Pay, but it’s a great choice if you do.
How to withdraw funds
Withdrawing funds from an online casino is straightforward. We’ll walk you through it step by step.
- Open your online casino app if you haven’t already.
- Navigate to the cashier section, usually in the upper right-hand corner. Depending on the app, it could be located in a different corner. The cashier may also be found in your “account info.”
- Check your balance, and enter how much money you want to withdraw.
- Choose the payment method you would like to use.
- This depends on the payment method, but if you use a credit card, you will likely need to log into your credit card app to confirm the transaction.
- Wait for the funds to arrive. You will typically receive an email telling you when your money will land in your account.
Importance of KYC checks when it comes to payouts
KYC checks, or “know your customer” checks, are when online casinos verify your identity before releasing a withdrawal. Obviously, this can slow down the process, but it is an important security measure that can help ensure no one but you gets your money.
There may be a slight delay to your first withdrawal as the online casino asks you for a copy of your ID online. However, this process aims to stop fraudulent use of your identity and identity theft while protecting your account and your funds. It also protects sensitive data you may have shared with the online casino.
My tip is to complete all of those checks as soon as you make your account. Then you won’t get slowed down when it’s time to withdraw.
That said, speed of verification is yet another factor that I weighed when choosing my list of the fastest-paying online casinos above.
FAQ
Our research shows that BetRivers Casino is the fastest of them all because it alone promises to send funds directly to your BetRivers Play+ card immediately upon approval.
When you win, the funds turn up in your balance. Exit the game, and you can make a withdrawal request and receive those funds almost immediately, depending on the banking method you choose.
Right now, there are three casinos that pay out instantly. They are:
- BetRivers Casino (BetRivers Play+ Card)
- bet365 Casino (PayPal, debit card)
- Fanatics Casino (Visa Direct)
Note that not all payment methods will work instantly, so use the ones specified if you want your winnings as fast as possible.
Many casinos pay out the same day. Among them are:
- BetRivers Casino
- bet365 Casino
- Fanatics Casino
- FanDuel Casino
- BetMGM Casino
How quickly you get your winnings may depend on the payment method you us; there are plenty of options for same-day withdrawals.
Most online casinos don’t charge banking fees, but the payment provider you use may. PayPal, for instance, is almost fee-free when it comes to withdrawals. However, if you have to do a currency conversion as a part of it, PayPal may charge up to a 4.9% fee on top of retail rates. Plus, PayPal charges 2.9% on deposits with credit cards.
Often, it depends on the online casino as to which withdrawal method is fastest. Some online casinos have instant withdrawals, which are only available to one specific method. For example, bet365 can do that with a debit card. However, in our experience, Play+ cards, ewallets, and cash at the casino cage are all pretty fast. ACH transfers and debit cards are usually fast, but they are a bit more hit and miss. Requesting a check is definitely the slowest.
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