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Fastest Paying Online US Casinos – Instant Withdrawal Guide 2025

Joe Boozell Avatar
Joe Boozell
| Editorial Manager
|

If you win at a US online casino, the last thing you want to do is wait forever to actually get your winnings.

That’s why I have tested every option have compiled this guide on the US’ fastest-paying online casinos. I also have added in some other information about withdrawal speeds, such as the best banking options and how to account for the verification process if it’s your first-ever withdrawal.

Read below to check out the best option for you.

Top online casinos in your area

Rank
Casinos
Offer
Features
Play
1
35 Free Sweepstakes Coins
With 1.5 Million WOW Coins Purchase
WOW Vegas Casino Review
  • Get 5 Free SC + 250,000 WOW Coins on Sign Up
  • Over 1000 Slots Games
  • Welcome Bonus and Daily Login Bonuses
  • Use Promo Code: WOWBONUS
2
Up to 625,000 GC & 125 Free SC
And 1,250 VIP Points on First Purchase
RealPrize Review
  • Get 100,000 GC + 2 FREE SC on Sign Up

  • Daily 5,000 GC + 0.3 Free SC Login Bonus

  • Choose from 500+ Games

  • To Claim: Click Play Now

3
40 FREE Sweepstakes Coins
With 400,000 Gold Coin Purchase
Pulsz Review
  • Free 2.3 SC + 5,000 GC on Sign Up
  • Daily FREE Sweepstakes When Logging In
  • Choose From Over 700 Games
  • Use Promo Code: BONUSPLAY
4
2 Free SC + 100,000 GC
On Sign Up
Casino.click  Review
  • Get 200,000 GC + 20 Free SC for $10

  • SPIN THE WHEEL for Daily Rewards up to 5 SC

  • Choose from 240+ Slots Games

  • To Claim: Click Play Now

5
75 Free Sweepstakes Coins
With 1,500,000 Crown Coins Purchase
Crown Coins Review
  • Get 2 Free SC + 100,000 Crown Coins on Sign Up
  • FREE Daily Rewards & Weekly Challenges
  • 200% More Coins on First Purchase
  • To Claim: Click Play Now
6
250,000 Gold Coins
PLUS 25 Stake Cash
Stake.us Review
  • Over 1,000 Slots + Live Dealer Casino-Style Games + Live Poker!

  • 10,000 GC + 1 Stake Cash Daily Bonus

  • Partnerships with Drake, Stake F1 Team, UFC, Everton FC and more!

  • Use Bonus Code: USABET

7
100 Free Sweep Coins
On 1,000,000 GC Purchase of $50
Chanced Casino Review
  • PLUS 2 SC + 20,000 Gold Coins on Sign Up

  • Live Blackjack, Roulette, and MORE

  • Instant Redemptions for US Players

8
55 Free SC +

1 SC Daily for 5 Days

On 700 GC & 400 Diamonds $29.99 Purchase
High 5 Casino Review
  • 3 SC, 400 GC & 300 Diamonds on Sign Up

  • 1200+ Slots & Live Dealer Games!

  • FREE Daily Rewards

  • Authentic Brand, Made in the USA

9
50,000 Gold Coins
Plus 25 Free SC on First $9.99 Purchase
Jackpota Review
  • Get 7,500 GC + 2.5 SC Free on Sign Up
  • Play a Huge Range of Casino Games
  • Get Free Coins Daily
  • To Claim: Click Play Now
10
1.1 MILLION GC + FREE 3,600 SC FOR $19.99
PLUS 75,000 Coins on Sign Up
Funrize Review
  • Win up to 250,000 Coins & 500 Entries DAILY on Funrize Wheel
  • High Winning Percentage (RTP)
  • Funrize Club: Super Set of Coins with Exclusive Discount
  • Use Bonus Code: USABETS
11
Up to 2,000 Free SC
PLUS 450,000 Gold Coins on First Purchase
Fortune Wheelz Social Casino Review
  • Get 250,000 Gold Coins on Sign Up
  • Double Daily Login Prizes on Wheel of Fortune
  • Seasonal Promotions & Huge Prize Tournaments
  • Use Promo Code: USABONUS
12
Up to 3,400 Free SC
PLUS 1.1M GC on First Purchase
NoLimitCoins Review
  • Get 100,000 Gold Coins + 100 Super Coins on Sign Up
  • Play in Free Daily Tournaments
  • Choose from 100+ Slots
  • Use Promo Code: USABONUS
13
1,000,000 GC
Plus 2.5 SC on Sign Up
Spree Casino  Review
  • $9.99 1st Purchase Bonus of 30,000 GC + 30 SC Free!

  • 1,750+ Thrilling Slots and Live Dealer Games Available

  • Always Free to Play & Win

  • To Claim: Click Play Now

14
Up to 107.5 Free SC
Plus 600,000 GC
  • GC 100,000 Plus SC 2.5 Free on Sign Up

  • 500+ Games to Play, No Purchase Needed

  • To Claim: Click Play Now

15
Get $30 of Gold Coins for $10
PLUS 30 FREE Sweeps Coins
Chumba Casino Review
  • US Players Accepted
  • Daily Free GC and SC
  • 2 FREE Sweeps Coins on Signup
  • Redeem Cash Prizes

Instant withdrawal online casinos, ranked

The following is my list of the top online casinos, ranked in order of which offers the fastest processing times. When two casinos offer the same processing times, the rankings are also based on other factors influencing customer satisfaction with withdrawals, such as customer service. (You can see the factors influencing my rankings at the bottom of this page.)

Note that the times listed depend on using the fastest deposit method and ensuring the casino has verified your account.

Online Casino Payout Speed Best Withdrawal Method
BetRiversInstant upon approvalBetRivers Play+ Card
Bet365Instant upon approvalPayPal, debit card
Fanatics CasinoInstant upon approvalVisa Direct
FanDuelWithin 2 hoursCredit card, debit card, Venmo, PayPal, Play+
BetMGM6 hours-5 daysPlay+
DraftKings24 hoursDebit card, Apple Pay
Caesars Casino1-3 daysDebit card
GoldenNugget Casino1-3 daysPlay+
Bally Bet Casino (NJ, RI only)1-3 daysPayPal, bank transfer

 

What are fast-paying casinos?

Fast-paying casinos are online casinos that get you your winnings quickly. But even then, the word “quickly” can have different meanings to different people. Here is a bit more specificity on what I mean when I am looking for a fast-paying online casino:

  • An instant withdrawal casino is the fastest-paying casino that exists, as you get your money instantly. While it is possible to find instant withdrawals depending on the casino and payment method, it is the exception to the rule.
  • It is more typical to receive your winnings within 24 hours of when you withdraw, so I would define anything quicker than that as a fast-paying casino.
  • Within 1-3 days would not be considered “fast” but is also not outside of industry norms.
  • Any withdrawal that takes more than 3 business days should be considered atypical.

Note: I am specifically referring to how long the online casino takes to approve your withdrawal in this section. How long it takes to actually show up in your account depends upon the banking method you choose and your financial institution.

How to choose your fastest-paying casino

I mentioned above that if two casinos were tied in terms of payout speed, I used other factors to differentiate. I would encourage you to do the same. After all, payout speed doesn’t do you much good if the rest of the experience doesn’t work for you.

Here are the factors I would evaluate:

1. Make sure it’s a safe casino.

Make sure that the online casino you choose is safe. All the online casinos we feature here at PlayUSA.com are highly reputable and follow strict US gambling laws.

You can always keep up with the latest news about US legislation and regulation on gambling at PlayUSA as well.

2. Check out the range of casino games they offer.

Different US online casinos offer a different range of casino games. From slots to live dealer games to instant games, check if the casino you choose features the variety of games you need.

3. Evaluate the range of payment methods.

Online casinos offer various payment methods, from credit cards to bank transfers to e-wallets. But there are slight variations in what various operators have available. S0, check that the payment services offered can accommodate your needs.

4. Be sure the average Return to Player value is at industry standard.

Return to Player is the percentage amount you get back from your best once you land a win. Standard RTPs for casino games are around 94-99%. Live casino games are also within that range.

It is also common to find lower values at online casinos, especially among slots.

You can see the best-paying online casinos at PlayUSA. I like to cross-reference that list with my list above to find the ideal casino for me. But again, every games is different. So as long as an online casino features table games and at least some of the highest-paying online slots in the industry, I feel comfortable signing up.

5. Research the site’s customer service.

Check the casino’s score regarding the customer care service they offer to their clients. Most online casino operators offer 24/7 chat and e-mail support. Some may even have a phone support service. If a fast payout casino doesn’t offer these methods, it may not be worth it.

I also like to go to reviews at places like TrustPilot, Reddit, Google Play, and the App Store to see what kind of experience people say they have had with customer support. If the reviews are consistently negative, I avoid the site.

6. Double-check that the platform is user-friendly.

I ensure the cashier is functional and easy to use, no matter my preferred banking method. I’ve never found a platform where I couldn’t ultimately navigate to where I needed to go. But some are definitely clunkier than others, requiring multiple clicks and taps instead of just one.

Benefits of playing at a fast paying casino

You get your money faster icon

You get your money faster

No need to overcomplicate things. When making any kind of financial transaction, the faster you get your cash, the better. Online casinos are no different.

You can trust the casino further icon

You can trust the casino further

At PlayUSA, we only recommend safe, legal online casinos. When you get your money faster, it further cements trust in the brand you’re using.

It's one less thing to worry about icon

It's one less thing to worry about

We all have plenty going on in our lives, and actual bills to pay. Online casinos are meant to be fun (they’re a lot more fun when you win!) When casinos pay fast, it’s simply one less thing to keep track of.

Best banking options for fast or instant payouts

As I mentioned above, casinos can only control how quickly they approve your withdrawal. How long before that actually hits your account depends on the banking method you choose. Here are the fastest methods that I have found while playing at online casinos:

How to withdraw funds

Withdrawing funds from an online casino is straightforward. We’ll walk you through it step by step.

  1. Open your online casino app if you haven’t already.
  2. Navigate to the cashier section, usually in the upper right-hand corner. Depending on the app, it could be located in a different corner. The cashier may also be found in your “account info.”
  3. Check your balance, and enter how much money you want to withdraw.
  4. Choose the payment method you would like to use.
  5. This depends on the payment method, but if you use a credit card, you will likely need to log into your credit card app to confirm the transaction.
  6. Wait for the funds to arrive. You will typically receive an email telling you when your money will land in your account.

Importance of KYC checks when it comes to payouts

KYC checks, or “know your customer” checks, are when online casinos verify your identity before releasing a withdrawal. Obviously, this can slow down the process, but it is an important security measure that can help ensure no one but you gets your money.

There may be a slight delay to your first withdrawal as the online casino asks you for a copy of your ID online. However, this process aims to stop fraudulent use of your identity and identity theft while protecting your account and your funds. It also protects sensitive data you may have shared with the online casino.

My tip is to complete all of those checks as soon as you make your account. Then you won’t get slowed down when it’s time to withdraw.

That said, speed of verification is yet another factor that I weighed when choosing my list of the fastest-paying online casinos above.

FAQ

Our research shows that BetRivers Casino is the fastest of them all because it alone promises to send funds directly to your BetRivers Play+ card immediately upon approval.

When you win, the funds turn up in your balance. Exit the game, and you can make a withdrawal request and receive those funds almost immediately, depending on the banking method you choose.

Right now, there are three casinos that pay out instantly. They are:

  • BetRivers Casino (BetRivers Play+ Card)
  • bet365 Casino (PayPal, debit card)
  • Fanatics Casino (Visa Direct)

Note that not all payment methods will work instantly, so use the ones specified if you want your winnings as fast as possible.

Many casinos pay out the same day. Among them are:

  • BetRivers Casino
  • bet365 Casino
  • Fanatics Casino
  • FanDuel Casino
  • BetMGM Casino

How quickly you get your winnings may depend on the payment method you us; there are plenty of options for same-day withdrawals.

Most online casinos don’t charge banking fees, but the payment provider you use may. PayPal, for instance, is almost fee-free when it comes to withdrawals. However, if you have to do a currency conversion as a part of it, PayPal may charge up to a 4.9% fee on top of retail rates. Plus, PayPal charges 2.9% on deposits with credit cards.

Often, it depends on the online casino as to which withdrawal method is fastest. Some online casinos have instant withdrawals, which are only available to one specific method. For example, bet365 can do that with a debit card. However, in our experience, Play+ cards, ewallets, and cash at the casino cage are all pretty fast. ACH transfers and debit cards are usually fast, but they are a bit more hit and miss. Requesting a check is definitely the slowest.

Written by
Joe Boozell
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