$20 Minimum Deposit Casinos
In the world of real-money online casinos, most sites offer minimum deposits of either $5 or $10. Social and sweepstakes casinos let you play for free, and if you choose to make a purchase, the packages start at $5 or less.
In other words, a $20 minimum deposit casino is rare. And while $20 isn’t astronomically high, it’s really not that competitive compared to others.
That said, the reason that operators do this is because bank processing fees are fairly high for online methods. So for some smaller online casinos, this is the best way to remain fiscally responsible.
In this guide, I will highlight the online casinos with $20 minimum deposit limits and explain how to claim the best bonuses at these sites.
Recommended $20 deposit casinos in the US
As I mentioned, most US online casinos have a $5 or $10 minimum deposit limit. Indeed, most US online casinos have reduced their minimum deposit limits in recent years. Caesars online casino initially had a $20 minimum deposit limit, but it was reduced to $10 in a bid to attract more players. Meanwhile, FanDuel Casino has reduced its minimum deposit from $10 to $5, bringing the app in line with DraftKings Casino, Golden Nugget, and Fanatics Casino.That helps them attract casual players with modest budgets.
Often, sites with a $20 minimum aren’t as reputable. However, I have identified a couple of reputable sites:
BetOcean Casino
This licensed online casino has been welcoming players in New Jersey since 2018. The minimum deposit is $20, and you can deposit up to $100,000 per transaction. There are lots of secure payment methods, including VIP Preferred, Visa, Mastercard, Play+, and Paysafecash.
BetOcean also offers a very strong collection of games and two separate VIP programs: one for those who frequent the land-based casino and one that is online only.
- 100% up to $1,000 on Deposit
- The Premier Online Casino in New Jersey
- Use Promo Code: WELCOME23
PlayStar Casino
Technically, the minimum deposit is $10 at this New Jersey online casino. However, you’ll need to deposit at least $20 to claim the welcome bonus, which is a 100% first deposit match bonus worth up to $500, plus 500 bonus spins. This welcome offer is one of the best among online casino options in NJ. The bonus spins, in fact, are the most you can get from any regulated operator in the US.
I also really like PlayStar’s smooth user interface, including all sorts of handy how-to guides.
- 100% Deposit Match up to $500
- PLUS 500 Bonus Spins
- Slots, Live Casino, Blackjack, Roulette & more
- To Claim: Click Play Now
Expert Insight:
If you see a minimum deposit of more than $20 or one that is listed in cryptocurrency, it is not a legal, regulated option. You should avoid these risky sites.
What is a $20 minimum deposit casino?
A $20 minimum deposit online casino is an app or a website that allows you to play slots and table games for real money. You can fund your account via a credit card, debit card, an online bank transfer, a digital wallet, or a prepaid card.
The minimum amount you can deposit at these online casinos is $20. A deposit of $10 or $15 will not be accepted. The upper limit will vary from one site to the next and sometimes even by method.
When you’ve made a deposit, you will be able to play your favorite games. At any point, you can hit the “Withdraw” button to cash out your winnings.
Real money online casinos are only legal in seven states: Connecticut, Delaware, Michigan, New Jersey, Pennsylvania, Rhode Island, and West Virginia. Right now, New Jersey is the only state with $20 minimum deposit casinos, as the licensed online casinos in the other six states all have a $5 or $10 minimum deposit limit.
How I rate $20 minimum deposit casinos
First, I make sure a $20 minimum deposit casino is licensed and regulated. That means the site must comply with strict consumer protection rules, guaranteeing fairness and security.
I then conduct a detailed assessment of each online casino, focusing on the user experience, the customer service, the withdrawal speeds, and other key areas. These are some of the most important criteria I focus on:
Selection of games
I evaluate the selection of games at each $20 minimum deposit casino. I am looking for sites/apps that host a large, diverse range of high-quality online casino games. The library should include regular slots, jackpot slots, virtual table games, video poker games, live dealer games, and variety games (such as scratchers, crash games, online bingo, keno, and Slingo).
Bonuses & promotions
I then consider the online casino bonuses and promotions. I aim to identify sites that offer a large, attractive welcome bonus, which should ideally come with low wagering requirements. I also consider the ongoing promos and loyalty rewards at each $20 minimum deposit casino.
Payout Rate
I only recommend $20 minimum deposit casino apps with high theoretical payout rates. This is known as the return to player (RTP) rate. High RTP online casino games include single deck blackjack, online craps, video poker, online baccarat, French roulette, Blood Suckers, and Monopoly Big Event.
Safety & Security
I also consider each online casino’s security record. The best sites use the latest TLS encryption, and they deploy powerful firewalls to protect players. I won’t recommend unlicensed online casinos with flimsy security measures.
Software Providers
Finally, I look for $20 minimum deposit casino sites that host games from trusted software providers like Evolution Gaming, Light & Wonder, and IGT. Those games have all been independently verified for accuracy and fairness by respected testing labs.
Popular bonuses at $20 deposit online casinos
The best $20 deposit online casinos offer a wide range of attractive bonuses. New players can claim a sign-up bonus, and you should then benefit from lots of ongoing promos. These are the most common bonuses at online casinos with $20 minimum deposit limits:
Welcome bonuses
Most leading online casinos will match a percentage of your initial deposit with bonus credits. You may also receive bonus spins. For instance, PlayStar offers a 100% first deposit bonus of up to $500, plus 500 bonus spins.
Loyalty rewards
The top online casinos also run comprehensive loyalty programs. You’ll earn points or credits whenever you play your favorite games for real money. The point will unlock various perks, including bonus credits, bonus spins, tournament entries, physical gifts, priority support, and so on.
Bonus spins
You’ll often receive bonus spins at online casinos via ongoing promotions. For example, you might be offered 50 bonus spins on a particular slot if you wager at least $50 on it. Each bonus spin will have a monetary value, such as $0.10 or $0.25.
Reload bonuses
These deposit match bonuses are aimed at existing users. They reward you for topping up your account balance. For example, you might be offered a 50% reload bonus of up to $50 each Friday.
Payment methods at $20 minimum deposit casinos
The best $20 minimum deposit casinos offer a long list of convenient payment methods. These are the most widely available options to consider.
| Payment Method | Description |
|---|---|
| Credit Card / Debit Card | You can use Visa or Mastercard at a $20 minimum deposit casino. Some accept Discover and American Express too. |
| PayPal, Venmo | These digital wallets make it quick and easy for you to make deposits and withdrawals at online casinos with $20 minimum deposit limits. |
| Online Banking | You’ll be able to transfer funds directly from your bank account via a service like Trustly or PayWithMyBank. |
| ACH / E-check | This popular payment method uses the Automated Clearing House to send electronic checks. VIP Preferred is the leading provider at $20 minimum deposit casino sites. |
| PayNearMe | You can visit a participating retailer and pay cash to fund your online casino account via PayNearMe. |
| Play+ | This is a branded, prepaid card, which supports instant deposits and rapid withdrawals at $20 minimum deposit casinos. |
| Cash at the Cage | Some $20 minimum deposit casinos allow you to pay in cash at the cage. For example, visit Ocean Casino in Atlantic City to fund a BetOcean Casino account. |
Popular games at $20 deposit casinos
The best $20 minimum deposit casino sites host a wide variety of games. These are the most popular types of games to explore.
Online slots
You can play online slots from top studios like IGT, Light & Wonder, NetEnt, High 5 Games, and Novomatic at the best $20 minimum deposit casinos. They offer classic 3-reel slots, regular video slots, progressive jackpot slots, bonus buy slots, and Megaways slots. These games cover lots of different themes, from Ancient Greece to outer space, and some offer the chance to win very large prizes.
Online roulette
The best online casinos offer a wide range of online roulette games. It’s best to play French roulette, as that variant has the lowest house edge. If French roulette is unavailable, opt for European roulette online, which has a higher return to player (RTP) rate than the American version, as there’s only a single zero on the wheel.
Online poker
You’ll find lots of poker-style games at the top $20 minimum deposit casinos. Video poker games include Jacks or Better, Deuces Wild, and Bonus Poker. They also offer table poker games, such as Three Card Poker, Ultimate Texas Hold’em, Mississippi Stud, and Oasis Poker. These games are played against the house, though. To play against other players, you need to download separate apps.
Online blackjack
Online blackjack is the most widely available table game at $20 minimum deposit casino sites. They typically offer classic blackjack, single deck blackjack, double deck blackjack, and multi-hand blackjack. You’ll often find interesting games like Blackjack Xchange too, along with variants such as Vegas Strip Blackjack and Atlantic City Blackjack.
Online baccarat
Online baccarat is a simple table game, which allows you to bet on which hand will come closest to 9. You can opt for a banker bet, a player bet, or a tie. The best online casinos offer several baccarat games, which follow the classic Punto Banco format.
Live dealer games
Live dealer games allow you to connect with an actual dealer via a video stream. The dealer will be based in a dedicated studio in your state. You can chat with the dealer, and you’ll be able to watch the cards being dealt, the wheel spinning, or the dice rolling down the table in real time. Live dealer games include blackjack, roulette, baccarat, Three Card Poker, Ultimate Texas Hold’em, craps, and game shows such as Dream Catcher and Football Studio.
How to claim a $20 deposit casino bonus
It’s easy to claim a $20 deposit casino bonus. For example, you can follow these steps to claim the welcome bonus at PlayStar:
- Visit the PlayStar site and hit the “Join Now” button to open the sign-up form.
- Select a username, choose a password, and click “Continue.”
- Enter your email address, mobile number, and the last four digits of your SSN. Then head to your phone and find the four-digit code sent to you via SMS. Enter that to verify your phone number. While it may feel a little odd to have to enter part of your SSN and verify a phone number, these are actually signs that the online casino is regulated. These measures are required by law. The sites are also throughly vetted to ensure proper cybersecurity to keep this info safe. This is why we always recommend legal, regulated operators over offshore sites.
- Provide your full name, date of birth, and address. Agree to the terms and conditions, and click “Create Account.”
- Upload a photo showing the front of your driving license, passport or government ID. The document should be automatically approved. (Again, this is a legally-required step.
- Hit the “Deposit” button and select a method. You can use Visa, Mastercard, PayPal, a prepaid card, online banking via Trustly, or an ACH payment.
- Enter your deposit amount. You must deposit a minimum of $20 to qualify for the sign-up bonus. Provide your details and confirm the deposit.
- PlayStar will instantly match your deposit with bonus credits, and you’ll also receive your bonus spins. You can then start working on the wagering requirements.
Gambling responsibly at $20 deposit casinos
It’s important to gamble responsibly at $20 minimum deposit casinos. These tips can help you stay safe:
- Treat online casino games as a form of entertainment. Success is never guaranteed, so you should never play with funds you cannot afford to lose. Set a strict budget and stick to it.
- Enjoy these sites in moderation. Take regular breaks, and don’t allow online gambling to affect other areas of your life, such as work, family, friends, and other hobbies and interests.
- Only play with a clear head. Don’t use $20 minimum deposit casinos when drunk, angry, stressed, or bored. Don’t chase losses either.
If you or someone you know needs help, reach out to organizations such as Gamblers Anonymous and GamTalk.
FAQ about $20 deposit casinos
You can make $20 deposits at all the leading US online casinos, including BetMGM, Caesars Palace Online Casino, and FanDuel Casino. Most sites have a $5 or $10 minimum deposit.
In terms of casinos where the minimum deposit is $20, the only one is BetOcean Casino. You’ll also need to make a $20 minimum deposit to claim the welcome bonus at PlayStar Casino.
Yes, you can play games for real money at online casinos with $20 minimum deposit limits. However, you need to be 21 or older and physically located in a state that has legalized online casinos: Connecticut, Delaware, Michigan, New Jersey, Pennsylvania, Rhode Island, or West Virginia. (N0te that the only online casinos with $20 minimums are both located in NJ.)
You can visit the cashier section and select the “Deposit” button to fund your account at an online casino with a $20 minimum deposit limit. Enter your deposit amount, select one of the payment options, enter your details, and confirm the transaction.
Yes, most $20 minimum deposit casino sites offer a range of bonuses. They will normally match a percentage of your initial deposit with bonus credits, and you may receive bonus spins too. For example, PlayStar Casino offers new players a 100% first deposit bonus worth up to $500, plus 500 bonus spins. You can then claim ongoing bonuses too.
You should be perfectly safe if you sign up with a licensed, regulated $20 minimum deposit casino site. For example, PlayStar Casino and BetOcean are licensed and regulated by the New Jersey Division of Gaming Enforcement. They are required to implement robust player protection measures as part of their licensing conditions.
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