You can use Visa and MasterCard at every regulated online casino in the country. Many accept Discover, and some welcome American Express.
Our credit card guide explains how to deposit via a credit card.
PayNearMe Online Casinos – Deposit & Withdrawal Accepted
PayNearMe is a unique and convenient deposit method that allows players to fund their online casino accounts using cash payments at retail stores like CVS, 7-Eleven, and Walmart. It’s an ideal option for players who want to gamble online but prefer not to use a bank account, credit card, or digital wallet.
With PayNearMe, you can generate a barcode through your casino account, take it to a nearby store, and pay with cash. Your funds will appear in your casino wallet within minutes — no card or personal financial data required. It’s fast, secure, and perfect for privacy-minded or unbanked players.
In this guide, you’ll learn how PayNearMe works, which online casinos support it, and what to expect in terms of limits, fees, and processing times.
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Quick hits about PayNearMe and online casinos
If you’re in a hurry and just need to know a bit about using PayNearMe, this section is for you. Here are the relevant details about using the service for deposit and withdrawals at an online casino account:
| 🏛️ Casinos accepting PayNearMe | BetMGM, Caesars Palace, BetRivers, FanDuel |
| 🥇 Best PayNearMe casino | BetMGM |
| 💵 Avg. minimum deposit | $10 |
| 💲Fees | None charged by casinos, but retailers charge variable rates |
Top PayNearMe online casinos
The country’s best online casinos now accept PayNearMe deposits. These are the top three options at your disposal:
BetMGM Casino: Best overall casino
BetMGM is the best overall online casino for PayNearMe users. You can easily create a barcode within the BetMGM deposit section and then use it to make a quick, convenient payment.
This online casino offers a superior range of games to any of its rivals, including a large network of exclusive jackpot slots. It also provides user-friendly software, secure payouts, attractive bonuses, a loyalty program and 24-hour casino customer support.
Caesars Palace Casino: Best rewards program
Caesars Palace offers a better rewards program than any other PayNearMe casinos. It is part of the Caesars Rewards program, which also covers Caesars Sportsbook and a range of land-based casinos, including Caesars Palace, Harrah’s, Horseshoe and Tropicana.
You will earn Tier Credits and Reward Credits each time you play slots or table games at this PayNearMe online casino. The Reward Credits can be redeemed for bonus credits, and your Tier Credits allow you to reach higher levels of the program and unlock additional perks along the way.
BetRivers Casino: Best slots casino
BetRivers is the best PayNearMe casino for slots players. It offers more than 1,500 slots in New Jersey, around 1,200 in Michigan and a strong selection in Pennsylvania and West Virginia, including plenty of exclusives.
Deposits via PayNearMe are straightforward at BetRivers Casino. It also has an automated payout system, so withdrawals are quick, although you cannot use PayNearMe for withdrawals.
How to make a deposit with PayNearMe
You can follow these simple steps if you would like to make a PayNearMe deposit at a real money online casino:
Step 1: Head to the deposit page
Visit the account section of your online casino and click “Deposit.” Choose PayNearMe from the list of options provided.
Step 2: Generate a barcode
Enter the amount you would like to deposit via PayNearMe and confirm. It will then present you with a barcode, which you can take to a local store.
Step 3: Visit a participating retailer
Visit a local participating retailer, like 7-Eleven, CVS, Walmart, Walgreens, Dollar General, ACE Cash Express and Casey’s. Show the barcode to the cashier and then hand over the cash. The cashier will add the funds to your online casino account using the barcode, and you will be given a receipt.
Read more: Minimum deposit casinos
How to withdraw winnings with PayNearMe
You cannot currently withdraw winnings using PayNearMe. The parent company has announced a partnership with PIN4, a fintech operator, which would allow players to withdraw cash from an online casino account at more than 18,000 ATMs nationwide.
However, that method is not yet available at online casinos. It may be offered in the future, but right now, you will need to use an alternative method, such as a bank transfer.
Read more: Fastest paying casinos
Pros and cons of using PayNearMe
No payment method is perfect, and PayNearMe is no exception. Although it is a safe and viable option, there are some drawbacks that you need to know before you decide to use it. So, here are the pros and cons of using PayNearMe as an option for online casino deposits.
Pros
- PayNearMe allows you to fund an online casino account with cash.
- It is quicker and easier for most players to visit a local store as opposed to the casino cage.
- Most of the top online casinos in the country now accept PayNearMe deposits.
Cons
- You must pay a fee for using PayNearMe, and deposits will take a few minutes to arrive in your account.
- It has lower deposit limits than most alternative methods, so high-stakes players will need to use another option.
- PayNearMe is not currently available for withdrawals at online casinos.
PayNearMe vs Other Cash-Based Casino Deposit Methods
While PayNearMe is a standout option for making cash deposits at online casinos, it’s not the only method available. Depending on your preferences — such as whether you need to withdraw in cash, avoid fees, or stay fully off-the-grid — you may prefer an alternative.
Here’s how PayNearMe compares to two other popular cash-based options: Cash at the Cage and Prepaid Gift Cards.
| Payment method | Supports depositing | Supports withdrawals | Fees | Speed | Privacy level |
|---|---|---|---|---|---|
| PayNearMe | Yes | No | Small retail fee (typically $1.99–$5.99) | Instant to 15 minutes | High – no banking info shared |
| Cash at the cage | Yes | Yes | None | Immediate | Very High – in-person only |
| Prepaid gift card | Yes | No | None or one-time load fee | Instant upon approval | Moderate – depends on card issuer |
? Pro Tip: If you’re only looking to deposit and prefer full privacy with no linked financial accounts, PayNearMe is a great fit. But if you’re planning to cash out your winnings easily, consider pairing it with a withdrawal-friendly method like Play+ or cash at the cage.
Alternatives to casinos accepting PayNearMe
PayNearMe is just one of many deposit options at the best online casinos. These are some alternatives to consider:
PayNearMe FAQ
PayNearMe is a convenient option if you would like to make a cash deposit at an online casino. It means you do not need to visit the casino cage, as you can simply head to a local store instead. However, you will be charged a fee for using PayNearMe, so it is not the most cost-effective option.
You can generate a barcode within the deposit section of your online casino. Head to a participating retail store in your neighborhood and show the barcode to the cashier. You can then hand over cash, and the cashier will use the barcode to add the funds to your account.
PayNearMe is available at 7-Eleven, CVS, Walgreens, Walmart, Dollar General, ACE Cash Express and Casey’s. Many leading online casinos accept PayNearMe as a deposit method, including BetMGM, FanDuel Casino, BetRivers Casino, Bet365 Casino, and Caesars Palace Casino.
Yes, you will be charged a fee for using PayNearMe. It can vary depending on which retailer you use, but the fee is generally $2.99 or $3.99. The online casino will not charge you a fee, and you can head to the casino cage to make a free cash payment if you are looking for an alternative option.
You cannot currently use PayNearMe for withdrawals at real money online casinos in the United States. It has announced a partnership with a fintech company named PIN4, which will allow online casino customers to withdraw their funds in cash via an ATM. However, it remains to be seen if online casinos will add this payout option in the future.
You can typically pay a maximum of $500 per transaction if you use PayNearMe. If you would like to make a larger payment, head to the casino cage. Electronic methods also offer higher limits, including debit cards, credit cards, PayPal, online banking, ACH payments and wire transfers.
No. You don’t need a PayNearMe account. You simply select PayNearMe as your deposit method on the casino site, generate a barcode, and take it to a participating retail location to complete the payment with cash.
More banking guides
If you would like to learn more about some key alternatives to PayNearMe, check out these guides:
Play+ cards
Most leading online casinos now offer a branded Play+ card. Our Play+ page discusses how you can sign up for one, how you can add funds to it and how to use it for deposits and withdrawals.
Venmo
Venmo is an increasingly popular payment method at online casinos. Our Venmo payment guide explains why you might like to consider this digital wallet for your payments.
