You can use debit cards to make instant deposits and quick withdrawals at some of the best online casinos in the business. This guide explains the key advantages of using debit cards and how they compare to alternative methods. We will also walk you through the process of making a debit card deposit and withdrawal.
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Debit card online casino key takeaways
| 🏛️ Casinos Accepting Debit Cards | DraftKings, FanDuel, BetMGM, Caesars Palace, Bally, various others |
| 🥇 Best Debit Card Casino | DraftKings |
| ⏱️ Best Processing Time | FanDuel |
| 💵 Avg. Minimum Deposit | $10 |
| 💰 Avg. Max Withdrawal Amount | $30,000 |
| 💲Fees | None |
Best debit card online casinos
1. DraftKings Casino: Best overall
DraftKings is the best overall casino for debit card users. It offers instant deposits via Visa or MasterCard. The minimum deposit is just $5, compared to $10 at most rivals.
You can also use your debit card as a withdrawal method, with limits of $1 to $25,000. The payout process is quick and secure.
DraftKings Casino offers more than 1,000 slots and a market leading array of table games. Its standout feature is an in-house progressive jackpot network covering most of its table games, many of which are exclusive. DraftKings Casino also offers large bonuses in forms of no deposit bonuses and deposit bonuses.
2. FanDuel Casino: Fastest payouts
FanDuel Casino offers faster debit card payouts than rival online casinos. Most withdrawal requests are processed within an hour, and you will then receive your funds straight away if your bank supports instant payouts.
It does not offer as many games as DraftKings, but FanDuel Casino provides more customer support options, and it also offers some compelling deposit bonuses.
The interface is very polished and user-friendly too, which has helped the FanDuel Casino app to secure superior average user ratings to its competitors.
3. BetMGM Casino: Best mobile app
BetMGM is the best mobile casino app on the market. It offers a wider variety of games than any rival apps, and the software makes it easy to find your favorite titles.
Some mobile casino apps suffer from glitches, causing games to crash, but that was never an issue with BetMGM Casino during our testing.
It offers instant deposits and quick payouts via debit cards too. You can use Visa Fast Funds or MasterCard Send to cash out your winnings, and the process is secure and reliable.
Debit cards vs. credit cards
A debit card allows you to draw funds directly from your checking account. You can use it to make instant deposits at an online casino. Unlike a credit card, it does not require you to open a line of credit, which reduces the risk of overspending.
Non-prepaid debit cards now account for 56.6% of all card payments in the United States, according to data from the Federal Reserve. Credit cards account for only 33.7% of card payments, while prepaid debit card payments make up the rest.
A 2023 Forbes Advisor survey found that 49% of Americans primarily use a physical debit card to make purchases, and 5% use a virtual debit card via a service like Apple Pay. Meanwhile, 32% use a physical credit card, 5% use a virtual credit card, and 9% use a cash or check. This is all to say that debit cards are a hugely popular payment method in Americans’ everyday lives; thus, they’re a natural option for online casino payments.
How to make a deposit with a debit card
It is very easy to make a debit card deposit at an online casino. The process is similar at all licensed online casinos, but we’ll use FanDuel Casino as our example.
Step 1: Head to the deposit page
Log into your FanDuel and click the account button. You will see your playable balance. Click “Add funds” to open the deposit page.
Step 2: Select a debit card as your payment method
You will see a range of quick deposit options, and “Debit card” will be featured prominently, alongside online banking. Click the debit card option.
Step 3: Choose a deposit amount and confirm
Enter the amount you would like to deposit. You can select one of the prepopulated deposit options or enter a custom amount. Provide your card number, expiration date, CVV digits, and zip code, and then confirm the transaction. Your card details will then be stored, so it will be quicker to make future payments. The funds will arrive in your account immediately, so you can instantly begin playing real money casino games.
Read more: Minimum deposit casinos
How to withdraw winnings with a debit card
Several leading online casinos now permit debit card withdrawals, including BetMGM Casino, FanDuel Casino, and DraftKings Casino. We’ll continue with our FanDuel example, as it’s very quick to process and approve debit card withdrawals, and you can follow these steps to get paid out.
Step 1: Check your withdrawable balance
Return to the account section of the FanDuel Casino app or the website, and hit the “Withdraw funds” button. It will show you the withdrawable balance in your account. This excludes any bonus credits that still have wagering requirements attached.
Step 2: Choose a debit card as your withdrawal method
The withdrawal methods are divided into two groups—fast withdrawal and other withdrawal methods. A debit card payout will be listed at the top of the fast withdrawal group. You can only select this option if you have previously used your debit card when making a debit.
Step 3: Request the withdrawal and await your funds
Enter the amount you would like to withdraw and confirm the transaction. It takes up to 24 hours for debit card withdrawals at FanDuel, but they are often completed within an hour or two. There are no fees to pay, and the funds will show up in your bank account balance.
Read more: Instant payout casinos
Pros and cons of using a debit card
| Pros | Cons |
|---|---|
| Debit cards are widely accepted at the best online casinos in the United States. | Only Visa and MasterCard offer debit card withdrawals. You will not see Discover listed as an option. |
| You can benefit from broad deposit limits when using debit cards at online casinos. | Most banks now allow debit card transfers to online wagering companies, but Capital One, Union Bank, and Huntington Bank may decline transactions. Some Wells Fargo cards have been declined, too. |
| Debit cards can also be used for very quick withdrawals from an online casino account. | While Visa debit card withdrawals often take less than 24 hours, some Mastercard withdrawals may take longer. |
| Debit card payments are secure, as they are backed by major financial institutions and providers such as Visa and Mastercard. | Some players do not like entering card details on web forms and storing the details online, so they may prefer an option like PayPal. |
| You can use a virtual debit card via Apple Pay to make quick, convenient payments at online casinos. | Apple Pay is not widely accepted, and it is only for iOS users. |
| Debit cards reduce the risk of overspending, as you cannot borrow money to play casino games. | Credit cards often provide more rewards and perks than debit cards. |
Alternatives to casinos accepting debit cards
The chart above highlights a long list of advantages and disadvantages to online casinos accepting debit cards. If you would like to use an alternative method, these are some options to consider.
Credit cards
Credit cards are widely accepted for online casino deposits. You can always use Visa or Mastercard, and many welcome Discover payments. American Express is rarely available, but you can use it through PayPal at sites like FanDuel Casino.
Using a credit card can be advantageous, as it is quick and convenient. Many card providers also offer perks to regular users. However, if you do not pay down your balance each month, you can end up saddled with interest payments, which erode any winnings earned at an online casino. Furthermore, some providers treat gambling transactions as cash advances, which result in fees, so check the terms with your provider before using this method.
Online banking
Online banking is a very similar option to a debit card. Both methods allow you to make direct deposits from your bank account without any need to open a line of credit. They are both free and secure.
However, using a debit card is often simpler for making deposits. Withdrawals made via a debit card are often quicker than bank transfers, too. Some banks may not permit transfers to gambling sites, but services like VIP Preferred will allow you to fund your account with an e-check.
PayPal
PayPal is a useful alternative to debit cards at an online casino. Once again, it works in a similar fashion, as it is linked to your checking account. You can use PayPal to make deposits at an online casino, and the funds will be deducted from your checking account balance.
Yet PayPal is often a quicker and smoother method. You do not need to enter card details when making a deposit. Just quickly log into your PayPal account and authorize the transaction. PayPal is also a fast withdrawal method, which offers security, simplicity, and reasonably high limits, so it is popular with online casino players.
Debit card online casino FAQ
Yes, debit cards powered by Visa and Mastercard are accepted at all leading online casinos, including BetMGM, DraftKings, FanDuel, Bally, Caesars Palace Casino, and Golden Nugget Casino. Debit cards for Bank of America, Chase, PNC, Truist, and various other banks should all work.
DraftKings is the best online casino for debit card deposits. It has a minimum deposit of just $5, and the minimum withdrawal is just $1. You can also request a quick debit card payout of up to $25,000 per transaction. DraftKings is an excellent all-around online casino, too, with a huge variety of games and a simple user experience.
You can make a debit card withdrawal at certain online casinos, including BetMGM, DraftKings, and FanDuel. This will only be possible if you have used the debit card to deposit recently, which is a standard anti-money laundering condition.
You can generally use debit cards from Visa and Mastercard at online casinos. Discover offers debit cards, which may sometimes be available. You can also make card payments via PayPal or Apple Pay at online casinos.
You may have entered your details incorrectly, so make sure the name, card number, security code, expiration date, and zip code match the information linked to your card. It is also worth noting that some banks (e.g., Capital One and Union Bank) may decline transactions with online casinos.
You can set upper limits on your daily, weekly, and monthly deposits when you sign up with an online casino. Players can also change those limits at any time. It will be instant if you opt for lower limits, but higher limits can take a few days to kick in. You’ll often find these options in the casinos’ responsible gaming sections.
More banking guides
Your options don’t end with debit cards. Our detailed guides to all the most common banking methods at online casinos are here to help you learn the ropes. Check them out below.
Credit cards
Our credit card guide discusses the pros and cons of using credit cards at online casinos. We break down the speed, security, and simplicity they provide, but we also delve into the potential for fees and overspending.
Prepaid cards
Prepaid cards are increasingly common at online casinos. Most casinos offer their own branded prepaid cards through a provider called Play+. It offers very quick withdrawals and a smooth process, but you will be charged fees when using your card at an ATM or making subsequent transfers. Our prepaid card guide discusses the various options, explains which sites accept them, and delves into the advantages they offer.
Gift cards
Gift cards are available at certain online casinos. Some operators sell their own gift cards directly. Many more use a service called Game On, which sells gift cards to FanDuel, DraftKings, BetMGM, and other leading operators. Regular electronic gift cards backed by a specific card issuer (Visa, Mastercard, and Discover) may be used too. Our gift card guide explains how to use a gift card at an online casino.